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Sukanya Samriddhi Yojana: Deposit 100 rupees daily in the superhit government scheme, you will get 15 lakh rupees, know how

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Sukanya Samriddhi Rules: Now 3 daughters can also take advantage of Sukanya scheme, know what are the rules?

If you are also thinking of doing something about your daughter’s financial future, then investing in Sukanya Samriddhi Yojana can be a better option. Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the Central Government. It has been launched in the year 2015 under the Beti Bachao Beti Padhao scheme.


Sukanya Samriddhi Yojana: When children start growing up, parents start thinking about their future. Whether it is a matter of studies or marriage. In Indian society, people go about making a lot of planning regarding daughters. If you are also thinking of doing something about your daughter’s financial future, then investing in Sukanya Samriddhi Yojana can be a better option.

Sukanya Samriddhi Yojana is a government scheme, which has been specially made for daughters only. In this, the interest on investment is also high and there is also a tax exemption. Also it is a safe investment plan where your money remains safe. There is no need for a huge amount to invest in this scheme. You can open an account for this with just Rs.250.

Interest at the rate of 7.6 percent on investment

Under Sukanya Samriddhi Yojana, the account of a daughter below the age of 10 years can be opened. The interest rate of 7.6 percent is available on investment in this scheme. In this scheme, your money becomes double in 9 years 4 months. If you save 100 rupees daily for the daughter in this scheme, then you will get 15 lakh rupees. If you save Rs 416 a day, then on maturity you will have a corpus of Rs 65 lakhs.

Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the Central Government. It has been launched in the year 2015 under the Beti Bachao Beti Padhao scheme. Sukanya is the best interest rate scheme in small savings scheme.

Account can be opened in post office

Account under Sukanya Samriddhi Yojana can be opened in any authorized branch of any post office or commercial branch. At the age of 21, daughters can withdraw money from this account. Under the Sukanya Samriddhi Yojana, a maximum of 1.5 lakh rupees can be deposited annually. After opening the Sukanya Samriddhi Yojana account, it can be continued till the girl child attains the age of 21 years or till she gets married after the age of 18 years.

How to fund 15 lakh rupees

If you invest Rs 3000 every month in this scheme i.e. Rs 36000 annually, you will get Rs 9,11,574 after 14 years at 7.6 per cent compounding annually. On 21 years ie maturity, this amount will be around Rs 15,22,221. That is, if you save Rs 100 daily and deposit it, then you can create a fund of Rs 15 lakh for the daughter. On the other hand, by saving up to Rs 416 per day, you can add Rs 65 lakh.

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