# SIP Calculator: How big a fund will be created in the next 10-20 years from a SIP of ₹ 5000? know first then invest

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SIP Calculator: Doing SIP of Rs 5000 every month is not a big deal. If you have not started this yet, then first see how lakhs of rupees will be deposited with you in the coming 10-20 years with a small amount.

SIP Calculator: According to the data received from mutual funds in the month of February, SIP worth Rs 13686 crore was done. For the last several months, there is tremendous growth in SIP inflow. Financial experts also advise that instead of investing lump sum, do SIP for long term.

In such a situation, the question must be arising in your mind that if you also start SIP of Rs 5000 every month, then how much money will be deposited with you in the coming 10-20 years. Let us understand this in detail in this article.

Fund size depends on SIP tenure and returns

In the report of Sharekhan, a detailed report has been shared regarding SIP Calculator. According to this report, how big your fund will be in the coming years mainly depends on two things. The first is the tenure for which you deposit and the second is the average annual return.

• According to SIP Calculator, if a SIP of Rs 5000 is done and the average annual return is 8%, then a fund of Rs 3.69 lakh will be ready in 5 years. A fund of 9.20 lakhs in 10 years, 29.65 lakhs in 20 years and 47.86 lakhs in 25 years will be ready.
• SIP of Rs 5000 is kept fixed and if the return gets increased to 10%, then in 5 years a fund of Rs 3.90 lakh will be ready. In 10 years this fund will be Rs 10.32 lakhs, in 20 years the fund size will be Rs 38.28 lakhs, while in 25 years it will be around Rs 70 lakhs.
• Now if SIP of 5000 is done in such a scheme, whose average return is 15%, then in the coming 5 years you will have a total of 4.48 lakh rupees. 13.93 lakh in 10 years, 75.79 lakh in 20 years and 1 crore 64 lakh in 25 years.
• If the return you get is 25% and SIP of Rs 5000 is done, then in five years you will have around Rs 6 lakh. In 10 years your fund will be of Rs 26.65 lakh. In 20 years this fund will be 3 crore 43 lakh and in 25 years the corpus will be 11 crore 88 lakh.

Pravesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ businessleaguein@gmail.com