Pension Scheme LIC India 2021- Till today you must have heard or seen getting pension at the age of 60 years or more, but now you do not need to wait so long for pension.
Today we will tell you about such a scheme, in which you will start getting pension at the age of 40. Life Insurance Corporation (LIC) has launched a great plan, under which you can start taking pension from the age of 40 by depositing a lump sum amount.
The name of this pension scheme of Life Insurance Corporation of India is Saral Pension Yojana, according to which you have to pay premium only once in a lump sum installment by purchasing the policy, after which you will continue to get pension for the whole life.
If the family dies due to any reason of the policy holder, then the amount of single premium is returned to the nominee created by him. The special thing about this plan is that the amount of pension from which you start, the same pension you get for the whole life.
You can take this pension scheme in two easy ways, if you take a single life policy, then as long as the pensioner is alive, he will continue to get pension. After his death, the base premium amount will be returned to his nominee.
Joint live policy is the coverage of the life partner, as long as the pensioner is alive, they will get the pension. After his death, his life partner will continue to get pension. Later the base amount will be returned to their nominee
To take advantage of the scheme, the minimum age is 40 years and the maximum age is 80 years. Saral Pension Policy can be surrendered anytime after 6 months from the date of commencement as per the plan.
If you want to get at least one thousand rupees pension every month, then you have to take a minimum pension of ₹ 3000 for 3 months, ₹ 6000 for 6 months and ₹ 12000 for 12 months. There is no maximum limit.
If you deposit a single premium of Rs 10 lakh, then you will start getting ₹ 50250 annually and if you want to withdraw your deposited amount in the middle, then in such a situation, after deducting 5%, you will get the deposited amount back. Will go
If you have a serious illness and you need money for treatment, then you can also withdraw the money deposited in this pension scheme.
