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LIC Policy: Deposit money only once & you will get pension for life, Know Details

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LIC New Jeevan Shanti Policy: Life Insurance Corporation of India (LIC) has launched a new Jeevan Shanti Policy. By investing in it, a person can get monthly pension for life.



New Delhi: LIC New Jeevan Shanti Policy: If you are also worried about your old age expenses, then there is good news for you. If you also want to secure your old age, then this is a better plan for you. LIC has launched a new and luxurious policy Jeevan Shanti Policy. Once you invest in this policy, you can get a pension with a lifetime guarantee. With this, you can easily meet the expenses after your retirement (LIC Life Insurance).

Know what is the scheme? (LIC Jeevan Shanti Scheme)
This plan is similar to LIC’s old plan Jeevan Akshay. You have two options in Jeevan Shanti policy. The first is Immediate Annuity and the second is Deferred Annuity. This is a single premium plan. The facility of pension is available immediately after taking the policy under the first i.e. Immediate Annuity. On the other hand, in the option of deferred annuity, pension facility is available after 5, 10, 15 or 20 years of taking the policy. The biggest thing is that if you want, you can start your pension immediately.

How Much Pension Will Be Received
The amount of pension under this scheme is not fixed. You will get your pension according to your investment, age and deferment period. The longer the period between investment and the commencement of pension or the higher the age, the more you will get the pension. LIC gives pension according to the percentage being made on your investment.



Who will get the benefit (People Of This Age Can Take Benefits )
This plan of LIC can be taken by individuals of minimum 30 years and maximum up to 85 years. Apart from this, loan in Jeevan Shanti plan can be done after 1 year of commencement of pension and it can be surrendered after 3 months of commencement of pension. The annual rates will be guaranteed while taking the policy for both the options. Various annuity options and modes of annuity payment are available under the plan. But before taking this policy keep in mind that the option once selected cannot be changed. This plan can be purchased offline as well as online.

 

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