Good News: Mutual Fund SIP Calculator monthly investment amount to receive per month 2.5 lakh

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Good News: Mutual Fund SIP Calculator monthly investment amount to receive per month 2.5 lakh
Good News: Mutual Fund SIP Calculator monthly investment amount to receive per month 2.5 lakh

A small investment every month at the very beginning of your career can make you a millionaire in future. But for this you have to adopt the right strategy. Also, keeping in mind the rising inflation, the target will have to be fixed.


Systematic Investment Plan (SIP) is considered to be one of the best options for making small investments every month in the long run. But according to experts, while investing in SIP, you should also take care of inflation rate. The investment target should be set keeping in mind the average inflation rate. If you keep these two things in mind, then in future you will be able to beat inflation along with fulfilling your investment goals.

For example, suppose an investor is investing for his post-retirement life. In such a situation, they should choose an investment option where their returns are more than the rising inflation.

If you understand the game of inflation, then it will be easy to set investment goals
Now the biggest question is, how much money will you need for post retirement so that you can run your life comfortably. According to experts, in today’s time, a middle class family would need Rs 40,000 per month. If you look at the current inflation rate of 6 to 6.5 percent, then after 30 years it will increase by Rs 40,000 to about Rs 2.5 lakh. This means that in today’s time, on which goods and services you have to spend 40 thousand rupees, after 30 years you will have to spend 2.5 lakh rupees for this.

Why it is important to invest in SIP from the age of 30

According to financial experts, from the age of 30, a person should start investing for his retirement. But, this is also a period when a professional person also goes through many changes. In such a situation, it is not easy for them to invest even a lump sum amount. This is the reason why it is advisable to invest in SIP from this time itself.

How much will you have to invest every month?


Now the question is, how much should a 30 year old person invest today for Rs 2.5 lakh every month after the age of 60? For an amount of Rs 2.5 lakh every month, a person has to collect around Rs 5 crore for 60 years. Meaning, from the age of 30, a person has to invest in such a way that he can raise Rs 5 crore. If we look at the low risk perspective, then a person should invest Rs 11,000 every month at 8% interest annually and 10% step-up. By doing this they will be able to raise Rs 5 crore till the age of 60 years.

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