Bank Rules Change: From February 1, 2022, many big banks of the country have changed their rules, and In the new year, PNB, SBI and HDFC Bank have made many changes in the rules related to consumer transactions. In this, PNB has given a big blow to the customers by doubling the minimum deposit limit.
Bank Rules Change: From February 1, 2022, many big banks of the country have changed their rules. The effect of which is falling in the pocket of the common man. Please tell that SBI and PNB had changed their banking rules. After this, now Bank of Baroda (BOB) and ICICI Bank (ICICI) have also made some changes. Which is very important for you to know.
According to the information, from February 1, SBI, PNB and BOB have implemented the fee for banking rules, cheque payment, money transaction. After this, now ICICI Bank is also going to implement this rule from February 10.
ICICI Bank
If you are a customer of ICICI Bank and you have taken a credit card of this bank, then tell that from February 10, you will have to pay 2.50 percent of the transaction. If the check or auto-debit is returned, in that case the bank will charge 2 percent on the total amount. Apart from this, Rs 50 plus GST will be debited (charged) from the savings account of the customer.
SBI and PNB
SBI has increased the IMPS online transaction limit from Rs 2 lakh to Rs 5 lakh. There will be zero charge on transactions up to Rs 1000 from February 1, 2022. Whereas Rs.2+GST on more than 1000 and up to Rs.10,000, Rs.4+GST on more than 10000 and up to 1 lakh, Rs.12+GST on above 1 lakh and up to 2 lakh, Above 2 lakh and up to 5 lakh 20 Rs + GST will have to be paid. The same PNB installment or investment fails due to lack of money in your account, then you will have to pay a penalty of Rs 250. Till now this penalty was Rs 100. That is, from today you will have to pay more for this.
BoB Bank
This is big news for the customers of Bank of Baroda (BOB). From February 1, there are going to be changes in the rules related to cheque clearance. Let us tell you that from February 1, confirmation will be mandatory for cheque payment. The bank has given this information. (BOB New Rule) According to the bank, if there is no confirmation, then the cheque will be returned.
HDFC made sms service cheaper
Private sector HDFC Bank has changed the Insta Alert service charge. If customers were paying Rs 3 per quarter for Insta Alert SMS service, they will now pay GST with only 20 paise per SMS. At the same time, there will be no charge for email alerts. These changes are effective from January 1, 2022.
