If you have transferred money to a wrong account, you can also get it back. If you have transferred money to a wrong account or to another account, you should first inform your bank about it.
New Delhi: Nowadays, if we have to send or order money to someone, then we send or send it through UPI or mobile. UPI has also become the fastest and easiest way to transfer money at the present time. But on the one hand, where our facilities have expanded, there are some problems in it as well. Especially while sending money to someone, if there is a mistake in filling the mobile number or bank account number even by mistake, then the money goes to someone else.
In this situation we also have to face a lot of problems. If such a situation has arisen with you too, then tell that there is a solution to this problem as well. If you have sent money to a wrong account or to another account, then you can get it back in some ways.
How to get money back
If you have transferred money to a wrong account or to another account, you should first inform your bank about it. You may also have to go to the bank branch to give information about this. Along with this, you are also required to note down the date and time of the transaction or transaction as well as your account number and the account to which you have mistakenly transferred the money.
Then you will have to go to your bank branch and give an application in writing to complain about wrong transaction details. If possible, please provide a copy or screenshot of the transaction along with it. On the basis of your complaint, the bank will provide the details of the bank account where the money has been sent. You can request the recipient to send the money back. If the bank refuses to listen to your complaint, then you can also send a complaint to RBI Says through mail.
Can take legal steps
After registering the complaint with the bank, your bank will request the recipient to send the money back. It is entirely up to the recipient whether he wants to send your money or not. If the recipient refuses to send you money, you can file a legal complaint against him. For this, you must have the written information of the recipient received from the bank.
What does RBI say
People are also informed from time to time by RBI about the precautions to be taken while sending money. According to the RBI rules, “The entire responsibility of filling the correct information in the payment instructions, especially the account number, rests with the remitter. While sending money to an account, the name of the beneficiary is compulsorily mentioned. But to transfer credit or money, it is most important to have the correct account number.
This procedure is applicable for both transaction requests at branches and online/internet mode. The money transferor should check that the account number entered by him is correct. If you have entered other details of the beneficiary wrong while transferring the money, there are chances of the transaction getting canceled.
