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Home Personal Finance SSY scheme: Good news! Your daughter get 65 lakh rupees In this...

SSY scheme: Good news! Your daughter get 65 lakh rupees In this scheme, know what you will have to do?

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If you also want to create a big fund for your daughter then Sukanya Sukanya Samriddhi Yojana (Sukanaya Samridhi Yojna – SSY) is a good option.



 

Sukanaya Samridhi Yojna : If you also want to create a big fund for your daughter then Sukanya Sukanya Samridhi Yojana (Sukanaya Samridhi Yojna – SSY) is a good option. By investing money in SSY scheme, you will be sure about your daughter’s higher education, career and marriage. For this you have to invest in Sukanya Samriddhi Yojana. An account can be opened for a daughter below the age of 10 years under Sukanya Samriddhi Yojana.

Know what is Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the central government for daughters. Which has been launched under the Beti Bachao-Beti Padhao scheme. Sukanya is the best interest rate scheme among small savings schemes.

How to open Sukanya Samriddhi Yojana Account

The account under Sukanya Samriddhi Yojana can be opened after the birth of a girl child before the age of 10 years with a minimum deposit of Rs 250. Under the Sukanya Samriddhi Yojana in the current fiscal year, you can deposit up to a maximum of Rs 1.5 lakh annually.

At present, it is getting 7.6 percent interest. Under this scheme, any person can open an account for his two daughters. Daughters can withdraw money from this account at the age of 21. In this scheme, the amount will double in 9 years 4 months.

Where will the Sukanya Samriddhi Yojana account be opened?

The account under Sukanya Samriddhi Yojana can be opened in any authorized branch of any post office or commercial branch.

On maturity, you will get more than Rs 65 lakh

If you invest Rs 3000 every month in this scheme i.e. Rs 36000 annually, you will get Rs 9,11,574 after 14 years at 7.6 per cent compounding annually. On 21 years ie maturity, this amount will be around Rs 15,22,221. If you save Rs 416 a day, then you can create a fund of Rs 65 lakh for your daughter.

How long will this account continue

After opening the Sukanya Samriddhi Yojana account, it can be continued till the girl child attains the age of 21 years or till she gets married after the age of 18 years.

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