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SIP Calculation: How much money will you get on monthly investment of Rs 5000, Rs 8000, Rs 10000 in SIP, know the calculation.

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SIP Calculation: Everyone dreams of becoming a millionaire, but only a few are able to achieve it. If you also belong to a middle class family, are employed and want to see yourself becoming a millionaire in the future, then this dream can be fulfilled through SIP. Investing in mutual funds has to be done through SIP. Although SIP is market linked, most experts consider it to be the best means of investment in today’s time.


The longer you invest in SIP, the better returns you will get. In this you get the benefit of compounding interest. In such a situation, your invested money gets converted into wealth faster in the long run. The average return of SIP is considered to be 12 percent. This return is much higher than any scheme today. In such a situation, you can make yourself a millionaire by continuing to invest in SIP for a long time. Know how?

In how many years will it take to become a millionaire by investing Rs 5000?

Suppose if you start a SIP of Rs 5000 from today, then you continue it continuously for 26 years. According to 12 percent return, you will get Rs 1,07,55,560 in 26 years. Whereas at the rate of Rs 5000 per month, your total investment will be Rs 15,60,000.

When will a millionaire invest Rs 8000?

If you increase the investment amount a little and invest it at Rs 8000 per month, then to become a millionaire you will have to invest for at least 22 years. In 22 years, you will invest a total of Rs 21,12,000, but according to 12 percent return, you will get Rs 1,03,67,167.

When will your dream come true with a monthly investment of Rs 10,000?
If your salary is good and you can invest Rs 10,000 per month, then you can fulfill your dream of becoming a millionaire quickly. In such a situation, you will have to invest continuously for 20 years. You will invest Rs 24,00,000 in 20 years, but you will get Rs 99,91,479 (about Rs 1 crore) as 12 percent return. Whereas if you continue it for 21 years then you can get Rs 1,13,86,742 as return.

Special feature of SIP

The good thing about SIP is that you can increase or decrease your investment anytime. Financial expert Deepti Bhargava says that for better returns, everyone should invest by increasing a little amount every year. Even if you increase only Rs 500. This is not so difficult because your income also increases with time. Apart from this, the average return in SIP is 12 percent, but if you get more returns than this, your money will grow in even less time. At the same time, you can stop the SIP midway if needed and can start it again from there as per the time.

(Disclaimer: Investments in mutual funds are subject to market risks. Do your own research or consult your advisor before investing.)

Pravesh Maurya
Pravesh Maurya
Pravesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ businessleaguein@gmail.com
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