This scheme (PMSBY Policy) was started by the government a few years ago
– The annual premium under this scheme is just ₹ 12
– Pradhan Mantri Suraksha Bima Yojana is a type of accident insurance policy under which In case of death or cripple at the time of accident, the claim can be made for the sum assured.
new Delhi. Insurance (Bima) has become very important for self-protection today. Insurance (Government Bina Yojana) is a safe means for everyone. Due to high premiums, the poor cannot do it nor are they able to take advantage of it. Due to this, the government has run the scheme. This scheme is Pradhan Mantri Suraksha Bima Yojana (PMSBY Policy). The government started this scheme (PMSBY Policy) a few years ago. The annual premium under this scheme is just ₹ 12.
Pradhan Mantri Suraksha Bima Yojana (Pradhan Mantri Suraksha Bima Yojana) is a type of accident insurance policy under which claims can be claimed for the amount of insurance in case of death or disability due to accident. Prime Minister Suraksha scheme will be valid for 1 year, which will have to be renewed after one year. Under the Pradhan Mantri Suraksha Bima Yojana (PMSBY Scheme benefits), a sum of Rs 2 lakh will be given on death and Rs 1 lakh if partially disabled and PM Suraksha scheme.
These are the conditions for availing the scheme
– If there is no balance in the account, the policy will be canceled.
– Policy will end in case of bank account closure.
– One single bank account can be linked to this scheme.
– The policy cannot be renewed if the premium is not deposited.
Know what should be the qualification
– 18 to 70 years old person can join Pradhan Mantri Suraksha Bima Yojana.
Aadhar card is a must to be associated with Pradhan Mantri Suraksha Bima Yojana.
– If a consumer has 1 or more savings accounts then they can join the scheme through any one savings account.
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Scheme benefits (PMSBY Scheme benefits)
– Under Pradhan Mantri Suraksha Bima Yojana, accident life insurance of Rs 2 lakh will be given to the holder. Also, insurance of one lakh will be given on partial loss.
– For this insurance amount, the holder will have to pay only Rs 12 per year, ie Rs 1 per month as premium.
– Pradhan Mantri Suraksha Bima Yojana will be linked to Pradhan Mantri Jan Dhan Yojana.
– Due to this linked to the Pradhan Mantri Suraksha Bima Yojana bank, the holder will get rid of the worry of paying the premium because this amount will be deducted directly from the account.
– Pradhan Mantri Suraksha Bima Yojana is considered to be the cheapest insurance scheme ever.
Know how to apply
To apply for this scheme (Pradhan Mantri Suraksha Bima Yojana), you can apply for PMSBY policy by visiting any branch of the bank where you have an account. The form attached to this scheme can be downloaded from https://www.dif.mp.gov.in/pmjsby.htm and submitted to the bank.
For the premium, you have to approve in the bank form that the premium amount is deducted from your account itself. Bank friends are also delivering PMSBY policy from door to door. Insurance agents can also be contacted for this. Government insurance companies (PM Suraksha scheme) and many private insurance companies also sell this plan.
