Personal Finance

Post Office’s Superhit Scheme: Double return is guaranteed in this scheme of Post Office, you will get 20 lakhs for 10 lakhs

September 9, 2025

If you are looking for an investment scheme in which your money is safe and you get double returns, then we are going to tell you about a great scheme of the post office. The biggest feature of this scheme is that your money doubles in a fixed time.

If you want your money to be completely safe and at the same time it grows rapidly, then the Kisan Vikas Patra (KVP) scheme of the post office can be a great opportunity for you. This government scheme not only keeps your money safe, but also doubles your investment with fixed interest.

That is, if you invest Rs 10 lakh in this scheme, then in about 115 months this amount will become Rs 20 lakh. Let us understand its complete calculation…

How will the money be doubled?

The most special thing about Kisan Vikas Patra is its compounding interest. This means that the interest you get every year is added to your principal amount, due to which the next time interest is received on that new bigger amount. For example, if you invest Rs 10,00,000, then after the first year you will get 7.5% i.e. Rs 75,000 interest. This Rs 75,000 will be added to your original Rs 10,00,000, that is, now your new investment will become Rs 10,75,000. Similarly, next year interest will be charged on that Rs 10,75,000, and this will continue continuously. In about 115 months i.e. 9 years and 7 months, your money will double to Rs 20,00,000.

Who can open this account?

Any Indian citizen can invest in this scheme. Whether you are a job holder, a businessman or a housewife, everyone can invest money in a KVP account. Also, parents can open this account in the name of their children above 10 years of age. This scheme can become a means of safe savings for every member of the family.

Start with less investment, more profit

You can start investing in the Kisan Vikas Patra scheme with just Rs 1000. There is no upper limit for this, meaning you can invest as much money as you want. Also, a person can open more than one account. This also gives you the facility to divide your savings into different accounts.

Completely safe and reliable

Kisan Vikas Patra Yojana is run by the government, so there is no risk on investing in it. Your money is not affected by fluctuations like the market. This is the right option for those who want safe investment and expect fixed returns. Although the interest received on this scheme does not give the benefit of exemption under Income Tax Section 80C, its guarantee and stability make it a reliable scheme.

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Post Office’s Superhit Scheme: Double return is guaranteed in this scheme of Post Office, you will get 20 lakhs for 10 lakhs