Post Office MIS: Big News! Deposit only once 4.5 lakh rupees and get Rs 2475/- every month, know how

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Post Office Monthly Income Scheme: Deposit Rs 4.5 lakh in lump sum, earning Rs 2475 every month, know how
Post Office Monthly Income Scheme: Deposit Rs 4.5 lakh in lump sum, earning Rs 2475 every month, know how
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If you deposit Rs 4.5 lakh in lump sum in this scheme, then you will get Rs 29,700 every year.

New Delhi. If you are looking to invest in a good scheme, then you can invest in the schemes of the Post Office. There is no risk of any kind while investing here. We are telling you about the Post Office Monthly Income Scheme. As the name suggests, this is a monthly income scheme. Through this scheme, you can get your money back with full guarantee that too with interest.


Know how to get Rs 2475 every month

In this scheme of post office, an annual interest of 6.6 percent is available. Its maturity period is 5 years. That is, after 5 years you will start getting guaranteed monthly income. If you deposit Rs 4.5 lakh in lump sum, then after 5 years you will get Rs 29,700 every year. If you want income every month, then you will earn Rs 2475 per month.

Account will be opened in only 1000 rupees

Under the Post Office Monthly Income Scheme, an account can be opened for only Rs 1000. Any person who has completed 18 years of age can open the account. A person can open an account with a maximum of 3 account holders simultaneously.


What are the terms and conditions of the scheme

One condition of opening this account is that you cannot withdraw your deposit before 1 year. On the other hand, if you withdraw before the completion of your maturity period i.e. between 3 to 5 years, then 1 percent of the principal amount will be refunded after deducting it. On the other hand, if you withdraw money on completion of the maturity period, then you will get all the benefits of the scheme.


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