To activate the banking facility on WhatsApp, customers need to save the official PNB WhatsApp number 919264092640 and initiate a conversation (on WhatsApp) by sending a hi/hello to this number.
New Delhi. Government-owned Punjab National Bank (PNB) has started WhatsApp Banking service. Along with the customers of the bank, people who are not customers of the bank can also take advantage of this new facility. That is, people who do not have an account in the bank. WhatsApp banking service will be available 24 hours a day including holidays. It can be used on both Android and iOS-based mobile phones.
The bank said in a statement that to activate the banking facility on WhatsApp, customers need to save the official PNB WhatsApp number 919264092640 and start the conversation (on WhatsApp) by sending a hi/hello to this number. After this, you can take advantage of all the services related to the bank here. The statement said that customers must check whether the profile name of PNB on WhatsApp is ‘Green Tick’ before starting the conversation.
These facilities will be available in WhatsApp Banking
Currently, the bank provides non-financial services like balance enquiry, last 5 transactions, stop check, request check book to its account holders through WhatsApp banking service. Apart from this, other informational services that will be provided to both account and non-account holders include online account opening, bank deposit/loan, digital products, NRI service, branch/ATM locating, opt-in, opt-out option Huh.
PNB increased interest on loan
Earlier PNB had recently announced a hike in interest rates. According to the bank, this increase applicable to all term loans has become effective from September 1. PNB said that the AMCLR for a period of one year will now be 7.70 percent, which was 7.65 percent earlier. Most consumer loans are linked to this. At the same time, MCLR for a period of three years will now be eight percent. It has also been increased by 0.05 percent.
RBI increased the interest rate
Apart from this, the interest rate on loans of one month, three months and six months will now be in the range of 7.10 to 7.40 percent. The MCLR over a period of one day will be 7.05 per cent as against seven per cent. Earlier this month, PNB had increased the repo-linked loan rate by 0.50 per cent to 7.90 per cent, following a hike in the policy rate by the Reserve Bank of India.
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