According to monthly investment of 10 thousand in NPS, he will deposit one lakh 20 thousand rupees in a year. According to this, he will invest Rs 46.80 lakh in 39 years. If he gets a return of even 10 per cent, then the total fund on maturity will get Rs 5.76 crore crore.
If you work in the private sector and are thinking of improving your tomorrow as well as today, then this news is for you. Where will the money come from after retirement? If you are worried about this, then the National Pension Scheme (NPS) is no less than a big support for you.
To take advantage of the National Pension Scheme (NPS) scheme, you will have to be aware from now on and invest some part of your income for the future. You have to invest your money in a scheme like NPS. Your deposit will provide a large amount after your retirement on maturity.
How much amount you will get: If you start depositing 10 thousand rupees every month in NPS, then you will get 1.5 lakh rupees every month after retirement. How this is possible can be calculated like this. Suppose a person starts a job at the age of 21. Along with this, he invests 10 thousand rupees every month in NPM. One has to invest in NPS till the age of 60 years. This means that the person will invest for 39 years.
That is, according to monthly investment of 10 thousand in NPS, he will deposit one lakh 20 thousand rupees in a year. According to this, he will invest Rs 46.80 lakh in 39 years. If he gets a return of even 10 per cent, then the total fund on maturity will get Rs 5.76 crore crore. At the same time, he will buy 40 percent annuity. Now if annuity is received at the rate of 6 percent, then in 60 years that person will get a pension of 1.5 lakh rupees per month. (Note: This calculation is given as an illustration. Actual calculations may vary slightly.)
At the same time, if the monthly investment of 10 thousand rupees is kept in the ratio of 60:40 equity in the NPS account for a period of 30 years, on maturity of the scheme, one crore 36 lakh 75 thousand 9 hundred 52 will be available in lump sum and on annual purchase as a lump sum. You will get the amount. At the same time, Rs 45,587 will be available as a pension every month.