Sukanya Samriddhi Account: If you are worried about your daughter’s future, then now you don’t need to worry. Expenses for your daughter’s education and marriage can be easily met. For this, you can open an account in Sukanya Samriddhi Yojana (SSY). This account can be opened in a bank or post office. But now you can open this account even while sitting at home. For this, you can use Punjab National Bank’s PNB ONE app. However, only existing customers of the bank can take advantage of this facility.
The special thing about this scheme is that it can be started by depositing Rs 250. The interest in this is also better than other schemes. Therefore, along with great returns, you can also avail the benefit of tax exemption. In this, money has to be deposited only for 15 years. Through this scheme, you can easily make your daughter a millionaire.
How to open Sukanya Samriddhi Yojana account through PNB ONE app
1 – Open the PNB ONE app on your phone and login.
2 – Go to ‘Service’ from the menu.
3 – After this go to ‘Government Initiative’ section.
4 – Now tap on ‘Sukanya Samriddhi Account Opening’ option.
5 – Complete the process by following the easy steps given on the screen.
Keep these things in mind too
Currently, only the process of opening an account is available online. Once the account is opened, for services like withdrawing money, closing the account or premature closure, one will have to visit the same bank branch where the account has been opened.
Know what is Sukanya Samriddhi Yojana
Under the Small Saving Scheme, Sukanya Samriddhi Yojana (SSY) is a deposit scheme started for daughters. Under this scheme, the guardian or parents of a girl of 10 years or less can open an account. In this scheme, you can deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh annually. By opening this account, you will get relief from future expenses on daughter’s education etc. This scheme matures in 21 years. Under this scheme, money has to be deposited for 15 years after opening the account. Interest keeps getting added for the remaining years. At present, this scheme is giving interest at the rate of 8.2 percent annually.
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