LIC SARAL PENSION: Problems coming in future cannot be stopped, but preparations can be made to fight them. Let us know about this plan.
For a better future, just having employment or having savings is not enough. It is necessary to ensure safety from the troubles we face today. For this it is necessary to make provision for a regular income, especially even after retirement. Difficulties cannot be stopped, but preparations can be made to fight them. You can also plan a pension plan for your future. In this plan offered by LIC, you have to pay premium only once, after which you are given a monthly pension of up to Rs 12,000 from the age of 60 years. Let’s know about it.
There are 2 types of Saral Bima plan
1.Life Annuity with 100 percent return of purchase price
Life Annuity with 100% Return of Purchase Price, This plan is only for the pensioner. That is, the pension holder can take advantage of the benefits received from it. As long as the pensioner is alive, he will continue to get pension, after which the nominee will get the base premium.
2. pension scheme joint life
Joint Life Pension Scheme, in which both husband and wife are included. Whoever is alive for a long time will continue to get benefits under this pension scheme. After the death of both, the nominee will get the base price.
What is special in this plan
1. You can take this plan both online and offline. Therefore, you will get a lot of information related to the scheme online. There is no need to visit the offices again and again.
2. Pension will start for the pensioner as soon as the policy is taken.
3. It depends on you whether you want pension monthly, quarterly, half yearly or annually.
4. In this scheme, you have to invest only 12,000 rupees for a minimum year. There is no maximum limit.
5. People from 40 to 80 years can take advantage of this scheme.
6. The holder can get the loan any time after 6 months from the date of commencement of the policy.
