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HomePersonal FinanceLIC Jeevansathi Policy: Special policy for husband and wife, get a full...

LIC Jeevansathi Policy: Special policy for husband and wife, get a full amount of 27 lakh rupees daily by paying a nominal amount

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If there is a policy in which insurance cover for both husband and wife is covered under one plan, then what to say! LIC offers such a facility and runs a policy in which both the spouses are covered simultaneously.


New Delhi. Crores of people in the country take advantage of the policies of Life Insurance Corporation, the country’s most trusted company. LIC’s one to one policy in which to secure old age are policies for girls and various types of policies which are useful as well as provide benefits in life in every way. Apart from this, if there is a policy in which insurance cover for both husband and wife is covered under one plan, then what to say! LIC offers such a facility and runs a policy in which both the spouses are covered simultaneously. The name of this policy is Jeevan Saathi (Jeevansathi). The most important thing about this policy is that even if neither of them remains, then the premium of the other partner is forgiven forever.

Both get different maturity at the same premium

Both of them get different maturities at the same premium when the spouse lives. On the other hand, no one has to pay the premium if there is no one and two maturity is given at the end of the policy. When neither of the two remains, a Lamsam amount is immediately given by LIC. After that, you get some money for some important expenses throughout life.

One does not have to pay premium due to absence of spouse

The policy of women in India is rarely seen. People also do not take it because they are afraid of who will pay the premium if they are not there. Due to this, women are deprived of life insurance. In view of this, Jeevan Saathi policy is very effective because if one spouse is not there, the other does not have to pay premium while both get maturity.

How much money will be received on death of one person


The first of this benefit is, if one spouse is not there, the second one is paid 5 lakhs immediately. Second, all future premiums will be waived which used to be around Rs 3600 a month. Also, every year the second spouse will get about 50 thousand rupees from LIC. Third advantage, at 25 years of maturity, a spouse will also get 27 lakh rupees. This policy can be taken by 18 years of age. A maximum of 50 years of age can take this policy. The minimum term for taking this policy is 13 years while the maximum is 25 years. The premium will be paid for three years less than the number of years you take this policy.

Pravesh Maurya
Pravesh Maurya
Pravesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ businessleaguein@gmail.com
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