Bank Fixed Deposit: Invest money here for 3 to 5 years, there will be more profit, check details immediately

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EPFO Interest Rates: Government will increase the interest rate on EPF! Union Minister gave big information in Parliament
EPFO Interest Rates: Government will increase the interest rate on EPF! Union Minister gave big information in Parliament

Bank Fixed Deposit: Whether you are an ordinary person or a senior citizen, investing in FDs under the loan category is a must. Here you get returns at a fixed rate of interest during the chosen maturity period. In FD, you get the facility to invest with maturity ranging from 7 days to 10 years.



This allows you to meet various investment objectives. On the other hand, in FD, your money remains safe, as your deposits up to Rs 5 lakh are insured by DICGC. Despite the fact that fixed deposit interest rates are falling (as many RBIs have kept the repo rate constant at 4%) here we will give you a list of banks that are still giving good returns on FDs. These interest rates are for less than Rs 2 crore and tenure of 3-5 years.

Public Sector BanksĀ 

Union Bank of India is offering interest rate of 5.40% for general citizens and 5.90% for senior citizens on FDs of 3-5 years. Similarly, SBI is getting 5.30% interest for general citizens and 5.80% for senior citizens. The interest rates for this tenure in Punjab and Sind Bank are 5.30% and 5.80%.

PNB and Indian Overseas Bank

Common citizens are getting 5.25 percent interest and senior citizens are getting 5.75 percent interest in PNB. Indian Overseas Bank interest rates for this period are 5.25% and 5.75%.


Private Bank

RBL Bank is offering an interest rate of 6.30% for common citizens and 6.80% for senior citizens on FD of 3-5 years. In Yes Bank, common citizens are getting 6.25% and senior citizens are getting 6.75% interest. IndusInd Bank interest rates for this period are 6.00% and 6.50%.

Know, interest rates of some other banks

Common citizens are getting 5.95% and senior citizens are getting 6.45% interest in DCB Bank. The Axis Bank interest rates for this period are 5.40% and 6.05%.

Small finance bank

These interest rates in Jana Small Finance Bank are 6.75% and 7.25%. At the same time, Suryoday Small Finance Bank is offering an interest rate of 6.50% to 6.75% for general citizens and 6.50% to 7.00% for senior citizens on FDs of 3-5 years. The interest rates of North East Small Finance Bank are 6.50% and 7.00%. If a senior citizen makes an FD of Rs 10 lakh in North East Small Finance Bank for 3 years simultaneously, then he will get an interest of more than Rs 2.40 lakh on maturity. In this way their total maturity amount will be more than Rs 12.40 lakh.

Interest rates of other small finance banks

The interest rates of Fincare Small Finance Bank range from 6.50% to 6.25% and 7.00% to 6.75%. At the same time, Suryoday Small Finance Bank is offering an interest rate of 6.25 percent for common citizens and 6.75% for senior citizens on FDs of 3-5 years.