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Atal Pension Yojana: You will get 10,000 monthly pension in this government scheme, know details and other benefits

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New Pension Scheme: Good news! Now private employees will also get pension under this scheme.

This scheme looks much better for guaranteeing pension in less investment. At present, under the Atal Pension Yojana, the government guarantees a pension of 1000 to 5000 rupees per month after 60 years. That is, annually you will get a pension of Rs 60,000. If both husband and wife are investing then both can get pension.


Atal Pension Yojna: In times of financial uncertainty, most of the people keep on planning after retirement. Those with private jobs or small businesses are worried about old age expenses. If you are also thinking about pension after retirement, then Atal Pension Yojana can be a good option for you.

This scheme looks much better for guaranteeing pension in less investment. At present, under the Atal Pension Yojana, the government guarantees a pension of 1000 to 5000 rupees per month after 60 years. That is, annually you will get a pension of Rs 60,000. If both husband and wife are investing then both can get pension. That is, if you invest 10 thousand rupees, then you will get a pension of Rs 1,20,000 annually and Rs 10,000 monthly. In this scheme of the government, a person up to the age of 40 years can apply. Let’s know the benefits of Atal Pension Yojana.

60,000 rupees pension will be given annually after 60

The objective of Atal Pension Yojana is to bring every section under the purview of pension. However, the Pension Fund Regulatory and Development Authority (PFRDA) has recommended to the government to increase the maximum age under Atal Pension Yojana (APY).

Under the scheme, after retirement, after making a fixed contribution to the account every month, a monthly pension of Rs 1 thousand to Rs 5 thousand will be available. The government is giving a guarantee of a lifetime pension of Rs 5000 per month i.e. Rs 60,000 annually after the age of 60 years after investing only Rs 1239 in every 6 months.

210 rupees to be paid every month

According to the current rules, if at the age of 18 years, a maximum of Rs 5000 is added to the scheme for monthly pension, then you will have to pay Rs 210 every month. If the same money is given every three months, then Rs 626 will have to be given and Rs 1,239 will have to be given in six months. To get a pension of Rs 1,000 a month, if you invest at the age of 18, you will have to pay Rs 42 per month.

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