Top 3 Best Fixed Deposit Plan – Get 7.35% High Return on FD

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The Investment Fixed Deposit is a very safe place, where you can get Fixed & Guaranteed Returns by investing for a few years.

Although good returns are also available in Stock Market and Mutual Funds but the risk is equally high in it.


So today we have brought you some such FD Schemes , by investing in which you can earn fixed annual interest of 7.00% every year –

Before investing money in Fixed Deposit, you should understand that –

  • You should Fixed Deposit Its Goal.
  • In FD, you get plans from 1 to 10 years.
  • The interest rate can be more or less depending on these plans.
  • At the same time you can receive interest on the month, Tramahi 6 Info and annual basis.

Also Read: Bank Statement : How to Check Your Bank account statement ?

1 Bajaj Finance

Bajaj Finance offers you 7.10 Highest Interest while for Senior Citizen this rate has been made 7.35% –

Tenor Rate (%) interest rate for senior citizens
1 to 2 years 6.9% 7.15%
2 to 3 years 7.0% 7.25%
3 to 5 years 7.1% 7.35%

 

  • In this, the highest interest is provided on FD.
  • With only ₹ 25,000 you can open their fixed deposits

With Systematic Deposit Plan (SDP) in this, you can regularize small investments.

  • Tenure is rarely happens Feksibl, where you can take FD for 12 to 60 months |
  • You can easily apply online and receive a 0.10% extra interest to do |
  • If needed, you can also take a loan against FD, so that you will not lose interest rate.
  • as well as Freedom of you to invest by Multipal Deposit Facility, Auto Renewal and Debit Card

What are the documents required to apply?

Any Indian citizen can apply for this, for this your latest photo and KYC details are required.

How to apply in Bajaj Finance FD Scheme –

1. First of all go to the website of Bajajfinserv.in.

2. Now click on Fixed Deposit in Investment.

3. Then click on Apply Now button.

4. After that you will have a form like this –

5. In this, you have to invest now by giving all the information.

6. After this you will get a call from the company and all the further process will be explained to you.

Also Read: Big Relief: RBI Gives Banks More Time To Implement New Current Account Rules

2 PNB Housing Finance

PNB Housing Finance LTD mainly works for Home Loan , Non Home Loan, Fixed Deposit etc. You can earn an annual interest of 6.20% to 6.95% by opening your FD with this –

Tenure Month Rate of interest (%) interest rate for senior citizens
60 to 71 6.70 6.95
48 to 59 6.60 6.85
36 to 47 6.60 6.85
24 to 35 6.45 6.70
12 to 23 6.20 6.45

 

Benefits of PNB Housing Finance FD –

PNB Housing Finance provides safe and high interest FD

In this you get Door Step Services, in which the employee comes to your home and completes all the paperwork.

The Premature feature Withdrawal is also available where you can withdraw money before Muturity Period –

4% Annual Return is available on withdrawal of money in 6 months of deposit.
After 6 months, the interest is 1% less than the main interest rate for withdrawing money.
as well as gives you the convenience of TDS Deduction, Loan Facility, Auto- Renewal or Nomination

Interest rate payment term –

Scheme Interest Payment Date
Monthly
Income
Plan
30th or 31st
of Each Month
Quarter
Income
Plan
June 30th,
September 30th,
December 31st,
and March 31st
Half
Yearly
Plan
December 30th
and March 31st
Annual Plan March 31st

 

How to apply in PNB Housing Finance FD Scheme –

1. First of all go to pnbhousing.com/fixed-deposit.

2. Now click on Contact Us For Deposits at the bottom.

3. After giving your details asked in the form, click on Request A Call Back –

4. Then you will be given complete information through the call. And

5. In the next 48 hours, the employee will collect the document from you.

3 ICICI Home Finance

In ICICI Home Finance, you can start your FD with 10 thousand and earn an interest of 6.00% to 6.70% with flexible tenure from 1 to 10 years.


FD Interest Rate –

Tenure Interest Rate
(%)
interest rate for senior citizens
12 months 6.00 6.25
30 months 6.30 6.55
45 months 6.45 6.70

 

Important Points –

In this you find –

  • Safe Deposit
  • Easy Withdrawal
  • High Returns
  • Quick and Convenient
  • Loan Against Deposit

How to Apply –

To apply for ICICI FD Scheme, you can submit the application form by visiting Icicihfc.com/fixed-deposit.