If you’re considering investing in FDs, these 10 banks currently offer the highest interest rates. Senior citizens also benefit from additional returns on these schemes. See the complete interest rate list here.
1. ESAF Small Finance Bank: Offers 8.10% interest on FDs with a maturity of 444 days. This return may be more attractive for senior citizens.
2. Jana Small Finance Bank: Offers 8.00% interest on 2- to 3-year and 5-year deposits. This is a good option for small investors.
3. Suryoday Small Finance Bank: The bank offers a return of 8.10% on a 5-year term. Senior citizens also receive additional interest.
4. Utkarsh Small Finance Bank: Offers 8.15% interest on FDs with 2 to 3-year maturity periods. This is one of the highest rates in the market right now.
5. Bandhan Bank: FDs with tenures of less than 2 to 3 years offer 7.70% interest. This is a competitive return in the private sector.
6. DCB Bank: Offers 7.70% interest on FDs of 37-38 months and an additional 0.05% interest for investors above 70 years of age.
7. RBL Bank: 7.70% interest on deposits between 18 months and 3 years. Super senior citizens receive 0.25% higher returns.
8. YES Bank: Offers 7.75% interest on FDs with maturity between 3 years and less than 5 years. A good option for long-term investors.
9. Central Bank of India: 7.25% interest on FDs with maturity of 2222 or 3333 days. Super senior citizens get additional benefits.
10. Indian Bank and IOB: Both banks are offering 7.20% interest on FDs with a maturity of 444 days. Those over 80 receive an additional 0.25% interest.
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