SBI Chocolate Scheme: State Bank of India (SBI) has started a unique initiative of sending chocolates to selected customers every month. Let us know about it.
SBI Chocolate Scheme : State Bank of India has a different identity among the customers across the country. Apart from being a government bank, it is also a trusted bank among the people. Lakhs of people have accounts in this bank and they are taking advantage of many other facilities.
In such a situation, State Bank of India also does not lag behind in thinking about its customers. A unique initiative has been started by the country’s largest government bank. Under this, the bank is giving chocolates to some of its customers every month. Let us know who are the customers who are being given chocolates every month by State Bank of India.
Chocolates are being given to these selected customers
State Bank of India (SBI) has started a unique initiative of sending chocolates to select customers every month. Under this, chocolate will be given every month to those customers who repay their loan on time. Yes, chocolates are being sent by the bank to those customers who pay their loan installments (EMI) on time every month.
The country’s largest loan giving bank
According to SBI, the country’s largest loan giving bank, many people do not respond to the reminder calls made by the bank after taking the loan. For this reason, the bank has adopted this method to get the loan borrowers to pay the EMI on time.
Bank officers come to home without informing
The bank has taken such steps to recover loans from borrowers. Under this, bank officials visit their house without informing them. The bank has adopted a new method to meet them personally. During this time the bank officer also takes a packet of chocolates with him.
Customers happy after getting surprise at home!
The bank says that this is the best way for those borrowers who do not respond to the bank’s calls or are planning to default. Bank officials visiting their homes without informing them and then surprising them with chocolates is a new initiative of the bank, for which the response is also quite good.
According to the bank, ever since the interest rates on retail loans have increased, many customers were not paying the installments on time. For information, let us tell you that in the quarter of June 2023, retail loans have increased by 16.46 percent, whereas, it is increasing at the rate of 13.9 percent year-on-year.