SBI FD Rates: SBI bank has reduced interest on FD, know which FDs will be affected

SBI FD Rates: The country’s largest public sector bank SBI has shocked its customers. SBI has reduced the interest on its short-term FDs. Check which FD is paying more interest..

SBI reduced FD interest rates

The country’s largest public sector bank SBI has reduced the interest rates on short-term FDs from July 15, 2025. The bank has reduced the interest by 0.15 percent.

Which FDs were reduced?

SBI has reduced the interest on FDs of less than 46 days to 1 year.

Applicable to both general and senior citizens.

FDs of 46 days to 179 days

• Earlier: 5.05%
• Now: 4.90% (for general citizens)
• Senior citizens will now get 5.40% interest.

FD of 180 to 210 days

• Earlier: 5.80%
• Now: 5.65% (for general citizens)
• Senior citizens will get 6.15% interest.

FD of 211 days to less than 1 year

• Earlier: 6.05%
• Now: 5.90% (for general citizens)
• Senior citizens will now get 6.40% interest.

New range – for general citizens

SBI is now giving:

• 3.05% to 6.45% interest on FDs from 7 days to 10 years.
• Interest reduced in short term, no change on long term.

New range – for senior citizens

• Interest from 3.55% to 7.05%.
• 0.50% additional interest will also be available under SBI WeCare scheme.

Advice for investors

• Be sure to check the new interest rates before investing.
• Check the latest FD rates by visiting the official website of SBI.
• Beware of any fake calls or links.

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