PPF Investment: Big news! Deposit Rs 5000 every month, Gets a Rs 1 crore profit, know here complete scheme

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PPF Investment: Big news! Deposit Rs 5000 every month, Gets a Rs 1 crore profit, know here complete scheme
PPF Investment: Big news! Deposit Rs 5000 every month, Gets a Rs 1 crore profit, know here complete scheme

If you start investing in PPF scheme from the age of 23, then at the age of 60, you can easily add a fund of Rs 1 crore to it. Know how to invest.


In old age, the biggest strength of any person is his money. If you want to create a substantial amount for old age, then you have to make a habit of investing with your first salary. Although all the investment options are available in today’s time, but if you want such an investment from where you get guaranteed returns, then you can opt for Public Provident Fund (PPF) instead of FD.

Right now you are getting interest at 7.1% in PPF. In this you get the benefit of compounding interest. If you start investing in PPF scheme from the age of 23, then at the age of 60, you can easily add a fund of Rs 1 crore to it. Know here how much amount you will have to invest for how long.

Add 1 crore fund like this

If you want to beautify your old age, then you have to invest Rs 5000 in PPF continuously for 37 years. Although the PPF scheme matures in 15 years, but if you want to continue it further, then you can get the PPF extended for 5-5 years. If you invest Rs 5000 every month in PPF at the age of 23 and continue it continuously for 37 years, then at the age of 60 you can easily add more than 1 crore fund.

Know how a fund of 1 crore will be made

If you start investing Rs 5000 at the age of 23, then at the age of 60 you will complete 37 years. In these 37 years, you will invest a total of Rs 22,20,000, but according to 7.1 percent compounding interest, you will get Rs 83,27,232 as interest. In this way, you will get a total of Rs 1,05,47,232 including principal and interest at the age of 60 years, which will be more than 1 crore.

There will be more benefit at the age of 63

For a fund of one crore, you will have to get PPF extension done 5 times because 15 years of PPF will be completed at the age of 38 years. Since the extension of PPF is for 5 years at a time, the fifth extension will be completed in 63 years. However, if you want to withdraw money from the account in between, you can withdraw it. But if you continue this investment by stopping for three more years i.e. till the age of 63 years, then in 40 years your total investment will be Rs.24,00,000. You will get Rs 1,07,63,864 as interest and on maturity you will get a total of Rs 1,31,63,864.