Post Office Gram Suraksha Scheme: Many special schemes are run by the post office for the people of the country. You can take advantage of up to lakhs of rupees by investing in these schemes.
Today we are telling you about such a scheme, where you can take advantage of 35 lakh rupees by depositing 1500 rupees per month i.e. 50 rupees per day. The name of this scheme is Post Office Grass Suraksha Yojana. If you also want to invest in this scheme, then today we are telling you the benefits of this scheme.
What is Post Office Village Security Scheme
This is a kind of insurance scheme of the post office. Any Indian citizen of 19 to 55 years can invest in this. The minimum sum assured under this scheme is Rs 10,000. On the other hand, if we talk about the maximum amount, then it is 10 lakh rupees.
How to pay premium
Under this scheme, any investor gets many options to pay the premium amount. You can invest in this scheme on quarterly, half yearly and yearly basis. Apart from this, you also get 30 days discount on payment of premium.
31 to 35 lakh benefits are available
Under this scheme, you get the benefit of 31 to 35 lakh rupees. Any investor can also take advantage of loan under this scheme. Apart from this, you also get the benefit of life insurance. However, you can take a loan only after 4 years of buying the policy.
How to get 35 lakh benefit
If you start investing from the age of 19 and buy a policy of Rs 10 lakh, then you will pay a monthly premium of Rs 1515 for 55 years, Rs 1463 for 58 years and Rs 1411 for 60 years. There will be a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years and Rs 34.60 lakh for 60 years.
Can surrender under the scheme
Under this scheme, you will get the option of taking a loan, as well as you can surrender the scheme. Any investor can surrender this scheme after 3 years. You can buy this policy from the post office. In this bonus is also given to the customers.