Post Office Schemes: If you also want to make a safe and secure investment, then you can double the money in these schemes of the post office. The Central Government has not made any change in the interest rate of all Small Savings Schemes. See details here.
Post Office Schemes: If you want to make a safe and secure investment (Top Investment Plan), then post office is the best option for you. You can earn good profits by investing money in Post Office Schemes. There are many such schemes in the post office which can give you the best return.
By investing less money in these schemes, you earn big money. Actually, for the quarter of September, the central government has not changed the interest rate of all small savings schemes. In such a situation, post office schemes will be a beneficial investment. Let us know about these schemes.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana (SSYY) is a small savings scheme of the central government for daughters, which has been launched under the Beti Bachao-Beti Padhao scheme. This scheme of the central government is a very ambitious scheme, in which the highest interest is 7.6 percent. In this scheme, your money doubles in 9 years.
Recurring Deposit Scheme (RD)
Under this scheme, interest of 5.8 percent is available in RD. In this scheme, your money will double in 12 years. So do it today and secure your future.
Saving Bank Account
You get 4 percent interest annually in the savings account of the Department of Posts. At the same time, investing in this scheme will double your money in 18 years. This is a great investment for old age.
Senior Citizen Saving Scheme (SCSS)
In SCSS scheme, you get an interest rate of 7.4 percent. Where money will double in 9.73 years.
PPF Scheme (PPF)
PPF is a long term investment option. So in this you get an opportunity to build funds. If investment in PPF is maintained wisely, it will make you a guaranteed millionaire. The interest rate in the PPF Scheme of the Post Office is 7.1 percent. Under this scheme, your money will double in 10 years.
Monthly Income Scheme (MIS)
The Post Office Monthly Income Scheme (POMIS) guarantees investors to earn a fixed amount every month. In this scheme, a lump sum amount has to be deposited by opening an account. Investing in MIS gives an interest of 6.6 percent. Under this scheme, the money will double in 10 years.
National Saving Certificate (NSC)
National Savings Certificate (Post Office National Saving Certificate Scheme) scheme is the best saving scheme of the post office. 6.8 percent interest is given in NSC. This is a 5 year savings plan. In this, your money will double in 10 years.
Time Deposit Scheme (TD)
Investing in a time deposit scheme of 1 to 3 years gives an interest of 5.5 percent. In this plan, your money will be doubled in 13 years. There is an interest rate of 6.7 percent if you invest in a time deposit of 5 years. The biggest advantage of investing in a time deposit scheme is that here you get 100% guarantee of safety on investment, whereas in banks, security is guaranteed only on deposits up to Rs 5 lakh.