Post Office Scheme Interest Rates: These post office scheme is giving the highest interest, check the interest rates here

Post Office Scheme Interest Rates: The post office has released the interest rates for small savings schemes from July to September 2025. Some schemes are giving good returns, especially for senior citizens and daughters. Know how much benefit you will get in which scheme

Post Office Savings Account

• Interest Rate: 4%
• Savings option with no lock-in period
• Safe and convenient for small investors

1 Year time deposit

Interest rate: 6.9%
Better option for short term investment
Guaranteed fixed returns

2 Year time deposit

• Interest rate: 7%
• Opportunity to get good returns in two years
• No tax savings but safe investment

3 Year time deposit

• Interest rate: 7.1%
• Better returns for medium term investment
• Reliable scheme of post office

5 Year Time Deposit

• Interest Rate: 7.5%
• Secure returns with tax exemption (Section 80C)
• Best for long term investors

Senior Citizen Savings Scheme (SCSS)

• Interest Rate: 8.2%
• Excellent scheme for those aged 60+
• Tax exemption and good interest

Public Provident Fund (PPF) and NSC

• PPF Interest Rate: 7.1% (15 years)
• NSC Interest Rate: 7.7% (5 years)
• Both tax-exempt and secure returns

Kisan Vikas Patra (KVP) and Sukanya Yojana

• KVP Interest: 7.5% (Double in 115 months)
• Sukanya Samriddhi Yojana Interest: 8.2%
• Excellent option for daughters and long term savings

Monthly Income Account Scheme (MIS)

• Interest Rate: 7.4%
• Suitable for getting regular monthly income
• Ideal for retired or those seeking stable income

5-year Recurring Deposit (RD)

• Interest Rate: 6.7%
• Every month, a small amount can be saved and a large amount
  can be saved. Fixed profit5-year Recurring Deposit (RD)
• Interest Rate: 6.7%
• Every month, a small amount can be saved and a large amount can be saved.
• Fixed profit

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