Post Office: If you are thinking of investing in post office. So today we are going to tell you about a special scheme of a post office because a new interest rate has been implemented by the post office, after this you will get more interest on fixed deposits.
Post office schemes are considered very good from investment point of view. Here you will find many investment options for children to the elderly. Partner will get guaranteed returns and government guarantee.
This means guarantee of money growing and no risk of drowning. From July 1, the government has also increased the interest on Post Office RD. Now interest on this scheme will be 6.5%.
Which was being received till now at the rate of 6.2. RD scheme is started in post office for 5 years. You can start investing in it with Rs 100.
Let us tell you how much profit will be available on RD of Rs 2000, 3000, 4000 and 5000 in the post office with the new interest rate?
RD of Rs 2000
If you start an RD of Rs 2000 every month, then in a year you will invest a total of Rs 24000. Total investment will be Rs 1,20,000 in 5 years.
If the interest is calculated on the basis of 6.5, then in 5 years you will get Rs 21,983 as interest. In this way, you will get Rs 1,41,983 on maturity.
RD of Rs 3000
Whereas if you deposit Rs 3000 every month in Post Office RD, then in a year you will invest Rs 36000 and in 5 years you will invest Rs 1,80,000. Rs 32,972 will be received as interest in 5 years. In this way, a total of Rs 2,12,972 will be received on maturity.
RD of Rs 4000
By depositing Rs 4000 every month in Post Office RD, you will invest Rs 48000 in a year. In this way, there will be a total investment of Rs 2,40,000 in 5 years. Interest on this will be Rs 43,968. Including the invested amount and interest, you will get Rs 2,83,968 on maturity.
RD of Rs 5000
If you are starting Post Office RD with Rs 5000 monthly, then you will invest Rs 60000 annually. You will invest a total of Rs 3,00000 in 5 years. After 5 years you will get Rs 54,954 as interest. In this way, after 5 years, adding the total deposit and interest, you will get back Rs 3,54,954.