Post Office Scheme: After depositing money in the post office, it gives full guarantee of security, there are many such schemes in which good earning can be done after investing money, the scheme of which we We are going to tell you about it, you can take advantage of it by opening a single or joint account.
Post Office Scheme: There are many such great schemes in the post office, in which you can earn by depositing a lump sum or a fixed amount every month. The post office also gives full security and guarantee of returns to its customers.
If you are also planning to invest in post office then investing in post office saving schemes would be very good. We are going to tell you about a similar scheme in which you will earn fixed income every month by depositing a lump sum amount.
By investing in the Post Office Monthly Income Scheme, you can also earn up to Rs 4,950 fixed every month. In this, one can deposit lump sum amount by opening both single and joint accounts. Joint account can also be opened by husband and wife.
This scheme is for 5 years, which can be further extended by 5-5 years. It is completely risk free and the government guarantees security on your entire investment. For the current quarter, the government will pay 6.6 percent annual interest on this scheme.
A single account can deposit a maximum amount of Rs 4.5 lakh, while a joint account can deposit a lump sum amount up to Rs 9 lakh. There can be a maximum of 3 people in the joint account but the maximum deposit will be 9 lakhs only. Parents can also open an account in the name of their minor children.
4 thousand 950 rupees will be available in this way every month
- If you want to earn 4 thousand 950 rupees every month, then you have to open a joint account. Husband and wife can also open this account. In this, a lump sum amount of Rs 9 lakh will have to be deposited. 59 thousand 400 rupees will be on this 9 lakh at the rate of 6.6 percent interest.
- On dividing it by 12 months, 4 thousand 950 rupees will be guaranteed in your account every month. If you want to open a single account then you have to deposit a lump sum of Rs. In this, 29 thousand 700 rupees will get interest at the rate of 6.6 percent in a year. Accordingly, 2 thousand 475 rupees will come in your account every month.
These things are necessary to open an account
- If you want to open an account under the Post Office Monthly Income Scheme, then you must have a savings account in the post office. For this you must have Aadhar Card or Passport or Voter ID or Driving License.
- Address proof should be an ID card or utility bill issued by the government. The name of the nominee will also have to be given in the form. At the same time, you will have to deposit 1 thousand rupees in the beginning.
