- Big relief from the government to those who opened Sukanya Samriddhi Scheme
- Announced some relaxation in eligibility criteria as per Post Office directives
new Delhi. Corona virus pandemic ( Coronavirus Pandemic ) government has given daughters millionaire maker Sukanya prosperity (Sukanya Samriddhi Scheme) new open big relief to those in the cause. Sarki has announced a waiver in the eligibility criteria for opening an account in the scheme. According to the Post Office’s New Guidelines, the account in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) can be opened on or before 31 July 2020 in the name of daughters whose age is 25 March 2020 to 30 June. By 2020, 10 years have been completed during the lockdown period. This will provide relief to the parents of daughters who could not open accounts under Sukanya Samriddhi Yojana due to Coronavirus Lockdown.
How much
interest is received – Sukanya Samriddhi Yojana currently offers interest at 7.6%.
– The interest rate remains at the time of opening the account in the scheme, at the same rate, the interest is paid throughout the investment period.
– The government has not changed the interest rates in the July-September quarter on investments in all small savings schemes, including post office saving accounts.
Can do so
– Investment in the scheme – up to a maximum of 1.5 lakh rupees can be deposited in the financial year.
– The minimum deposit amount in a financial year is Rs 250.
– Up to one and a half lakh rupees can be invested in a year.
– To continue the account, at least 250 rupees have to be made.
– This amount will be returned in the account of the account holder.
– You can deposit up to 15 years in Sukanya Samriddhi account.
Income tax rebate is available
– Income tax rebate can also be claimed by investing in Sukanya Samriddhi Yojana.
– Investment income tax rebate of up to 1.5 lakhs per annum in the scheme.
– Parents can avail income tax exemption under Section 80C of Income Tax Act.
– Interest income and maturity amount in the scheme are also tax free.
Also Read: Changes in TDS Form, no tax deduction will also have to be given
You can start earning from a post office scheme by investing only one thousand rupees
At this age, the girl can do the operation herself
. According to the rules, now the girl can handle her own account at the age of 18 years. Before this age was 10 years. When the daughter is 18 years old, the parents will have to submit the relevant documents related to the child to the post office. Let you know
Two daughters have to be given documents
– opening of accounts in more than two daughters will require submission of extra documents.
According to the new rules, if more than two girl’s account is to be opened, then an affidavit will have to be given along with the birth certificate.
Earlier, parents had to give only the child’s medical certificate.
