NPS: Your wife is 30 years old and you deposit 5 thousand rupees every month by opening an account in her name in NPS. Here, if you get 10 percent return on investment annually, then by the age of 60, Rs 1 crore 12 lakh will be deposited in their account. After this they will get about 45 lakh rupees.
National Pension Scheme: In the National Pension Scheme, you can deposit money every month or annually according to your capacity or convenience. If you want, you can open an account with 1000 rupees. It will give less return. If you deposit 5 thousand rupees every month, then on the completion of 60 years of the wife’s age, you will get a huge amount in the form of pension every month with good returns. If you want, you can deposit up to 65 years also.
By the age of 60 you can save 1 crore 12 lakh rupees
If now your wife is 30 years old and you deposit 5 thousand rupees every month by opening an account in her name in NPS. Here, if you get 10 percent return on investment annually, then by the age of 60, Rs 1 crore 12 lakh will be deposited in their account. After this they will get about 45 lakh rupees. For the rest every month, he will continue to get 44 thousand 793 rupees. Its specialty is that this amount of pension will continue to be available to them every month for life.
Pension will be available every month after the age of 60
Investing in NPS gives 10 percent return annually. If 5 thousand rupees are deposited in the wife’s account every month, then about 1 crore 12 lakh rupees will be deposited in her account. On depositing Rs. 45 lakhs for 60 years, they will get a lump sum of Rs. 45 lakhs, then every month they will continue to get about Rs. 45 thousand as pension. If you want to do the same, then open this account today.
You can also open an account in the name of your wife in the New Pension System. On depositing the prescribed amount every month, at the age of 60, they will get a lump sum amount, apart from this, every month you will get Rs. With this, your wife will not have to be attached to anyone else.
Annual returns of 10 to 11 percent
NPS is a social security scheme of the central government. Fund manager manages the money invested by the consumer. In such a situation, your investment made in NPS remains completely safe. According to financial planners, NPS has given annual returns of 10 to 11 per cent since its inception.