Modi government is giving cheap loan to the beneficiaries of PM Kisan Yojana, apply this way

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PM Kisan Yojana: If your name is not left in the released list of PM Kisan Yojana, check this way
PM Kisan Yojana: If your name is not left in the released list of PM Kisan Yojana, check this way

PM Kisan Samman Nidhi Yojana KCC Loan Up to Rs 3 lakh loan is given on KCC. The interest on the loan is 9 percent but on KCC, the government gives 2 percent subsidy. There is a discount of up to 3 percent on interest on repaying the loan ahead of time.


 New Delhi:  The eighth installment of PM Kisan Samman nidhi Yojana has been released by PM Modi. This installment of Rs 2,000 has started pouring into the farmers’ accounts. If you are also registered in this scheme, then you can check the status of this 8th installment of PM Kisan Yojana (PM Kisan 8th installment) and know whether money has come to your account or not. For this, you have to go to the official website of PM Kisan https://pmkisan.gov.in/.

The Modi government also provides a loan at a cheaper rate to the beneficiary of PM Kisan. This loan is available on the Kisan Credit Card (KCC) formed under the Atmanirbhar Bharat Yojana. The government had directed to include every farmer in this scheme last year. After this, banks and other institutions linked the KCC scheme to the Pradhan Mantri Kisan Samman Nidhi Yojana for farmers who take loans. Due to this, farmers are getting loans in easy installments and at low interest. If you are also a beneficiary of PM farmer, then you can take advantage of this scheme.

These will be documented

The form of Kisan Credit Card has been given on the PM Kisan Scheme website PMkisan.gov.in. There is a clear instruction in this that banks can loan only by taking 3 documents. It takes Aadhaar card, Pan and photo to make KCC. Also, an affidavit has to be given, stating that you have not taken a loan from any other bank.

These banks give farmers Kisan Credit Card

Farmers wishing to build KCC, Co-operative Bank, Regional Rural Bank, National Payments Corporation of India, State Bank of India (SBI), Bank of You can contact Bank of India and Industrial Development Bank of India (IDBI).

Process

First of all, go to pmkisan.gov.in to download the KCC form. On the right side of the Forms tab in the website, the Download KKC Form option is given. Print the form from here and submit it to the nearest bank. Explain that the government has kept the validity of the card for 5 years.

Loan up to 3 lakh


 Farmers are given loans up to Rs 3 lakh on KCC. The interest on the loan is 9 percent, but the government gives 2 percent subsidy on KCC. This gives the farmer a loan at 7 percent interest rate on KCC. If the farmers repay the loan ahead of time, then they get a rebate of up to 3 percent on the interest. That is, the total interest is only 4 percent.