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Life Certificate: After taking the signatures of these officers, pensioners do not need to go to the bank to submit the life certificate.

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Life Certificate: After taking the signatures of these officers, pensioners do not need to go to the bank to submit the life certificate.

Life Certificate: The Central Pension Accounting Office has said that if a pensioner does not want to appear before the Pension Disbursing Agency (PDA), he can submit his life certificate.


Central and state governments provide pensioners many options to submit life certificates, which include door step banking, post office and face authentication. The Central Pension Accounting Office has said that if a pensioner does not want to appear before the Pension Disbursing Agency (PDA), he can submit his life certificate. For this, it is necessary for the life certificate of the pensioner to be signed by a designated official. The CPAO (Central Pension Accounting Office) scheme booklet states that these pensioners are not required to be physically present. A list of all such named officers who are eligible to put their signatures on the life certificate has been released.

It is said that if a pensioner submits the life certificate form signed by the designated officer then personal presence is not required. As per paragraph 14.3 of the Scheme Booklet issued by CPAO, a pensioner who submits the Life Certificate in the required format and with required signatures is exempted from appearing in person.

What will need to be done

To submit the life certificate in this way, first of all you will have to download the form of life certificate prescribed for state or central government pensioners from the pension site. After this, you will have to fill your complete details including PPO number in this form and get it signed by the nominated officer.

These renowned officers can sign the life certificate

  • A person exercising the powers of a magistrate under the Criminal Procedure Code
  • A registrar or sub-registrar appointed under the Indian Registration Act
  • A gazetted government servant
  • A Postmaster, a Departmental Sub-Postmaster or a Post Office Inspector
  • A police officer not below the rank of Sub-Inspector in charge of a police station
  • A Class-I officer of the Reserve Bank of India, an officer of the State Bank of India or its subsidiary (including Grade II officer)
  • A Block Development Officer, Tehsildar or Naib Tehsildar
  • Members of Parliament, Members of State Legislatures or Assemblies of Union Territory Governments/Administrations and Trade Officers

What is life certificate?

Pensioners whose age is 80 years or more can now submit their life certificate from October 1. Life certificate is submitted every year so that the banks are aware whether the pensioner is alive or not. The process for senior citizens aged between 60 to 80 years will start from November 1, 2023.

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