LIC Superhit Policy! Just deposit money once, you will get a pension of Rs 12,000 in this scheme , know plan details

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LIC's top pension policy... Invest once and get desired pension for life, this is the calculation
LIC's top pension policy... Invest once and get desired pension for life, this is the calculation
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Life Insurance Corporation of India (LIC) has come up with such a scheme in which after filling the premium only once, you will get a pension of Rs 12000 per month for the rest of your life.


LIC Pension Plan: We worry about tomorrow and we keep investing in various schemes to make tomorrow secure. If you are also planning something for the coming tomorrow, then this news is for you. Here we are discussing the scheme of Life Insurance Corporation of India (LIC) so that we do not have to face financial crisis in old age, which will prove to be a stick of our old age.

Actually, Life Insurance Corporation of India (LIC) has come up with such a scheme in which after filling the premium only once, you will get a pension of Rs 12000 per month for the rest of your life. LIC Saral Pension Plan has been created only for financial help in the life of retirement.

LIC Saral Pension Plan

In LIC’s Saral Pension Plan, the policyholder gets the facility that he can decide the time of this plan according to him, when and in what form he wants pension. If you want monthly, quarterly, half yearly or yearly pension, then its timing has to be decided at the time of starting the policy.

Premium to be paid in one go

Saral Pension Plan is a single premium policy in which the entire amount has to be deposited in one go. While taking the policy, you will have to pay the premium in one go and after that you will get pension according to the specified period. The minimum age to take this plan is 40 years and the maximum age is 80 years. That is, any person of 40 to 80 years can invest in this plan.


LIC Saral Pension scheme is a non-linked, single premium, individual immediate annuity plan. This plan can also be taken with the spouse. The special thing is that you can take a loan at any time after six months from the date of investment in this scheme. This plan can be purchased both online and offline.

Two options of LIC Saral Pension Scheme

Life Annuity with 100% return of purchase price – This plan is available for one individual only. In this, a monthly pension of Rs 12,000 is given till the person’s survival. The premium is returned to the nominee after the death of the policyholder.

The second option is Joint Life Last Survivor Annuity with a return of 100% of the purchase price on the death of the last survivor. This option is for availing pension by husband and wife. In this case the nominee gets the premium after the death of the last surviving spouse.

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