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Home Personal Finance Lic policy: Deposit Rs 76 daily in this plan of LIC, &...

Lic policy: Deposit Rs 76 daily in this plan of LIC, & get 10.33 lakhs will be confirmed, know details

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LIC launched a great plan! Deposit money only once, you will get pension for life, see the complete plan details

In LIC’s Jeevan Anand policy, the premium term and the policy term are same. That is, the number of years for which the policy will be there, the premium will have to be paid for the same number of years. The benefit of tax exemption is also available on this policy.



LIC: New Delhi: Savings are necessary for a better future, so that at a given point of time, you have the money you need. If you also want to make savings and are looking for a good policy, then your search can end here. There is such a scheme of LIC (Life Insurance Corporation), in which the nominee gets a better return on maturity and the family gets a good amount even in the event of death.

Here we are talking about LIC’s Jeevan Anand Policy. Under this policy, if you are saving Rs 76 a day at the age of 24, then after 21 years you will get Rs 10.33 lakh.

Policy can be bought after the age of 18

The premium term and the policy term are same in this policy. That is, the number of years for which the policy will be there, the premium will have to be paid for the same number of years. If you are above 18 years of age then you can take this policy. In this you get two types of bonus.

The older the policy, the greater the benefit of vested simple revisionary bonus. At the same time, it is necessary for the policy to be of 15 years to avail the additional bonus.

Rs 1 lakh is the minimum sum assured

If the person dies during the policy, the nominee will get a death benefit of 125% of the sum assured. In case of death after the term, the nominee will get the amount equal to the sum assured. In this, the minimum sum assured is up to Rs 1 lakh and there is no maximum limit. Accidental Death and Disability Rider, Accident Benefit Rider, New Term Assurance Rider and New Critical Illness Benefit Rider are available with this policy.

One of the features of this policy is that you can take maturity or death benefit in lump sum or in installment. The benefit of tax exemption is also available on this policy.

…then you will get 10.33 lakh rupees



According to the LIC Premium Calculator, if you buy a sum assured of Rs 5 lakh at the age of 24 years and the policy term is 21 years, your annual premium will be Rs 26,815. Half yearly premium will be Rs 13548, quarterly premium will be Rs 6845 and monthly premium will be Rs 2281. In 21 years you will deposit Rs 563705 and based on the existing bonus you will get 10 lakh 33 thousand rupees on maturity. At the same time, a risk cover of Rs 5 lakh will also be available.

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