LIC Policy: Along with security, returns are also high, you will have double benefits, know policy details

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LIC Policy: Along with security, returns are also high, you will have double benefits, know policy details
LIC Policy: Along with security, returns are also high, you will have double benefits, know policy details

LIC Dhan Rekha Policy: LIC keeps on introducing new schemes from time to time. There is one such scheme – LIC Dhan Rekha Policy. This policy was launched in December 2021. Let us talk in detail about the information related to this policy.



LIC Dhan Rekha Policy: The common Indian wants security as well as return on his earned money. LIC is one of such finance companies that also guarantees the safety of your investment and is also good in terms of returns. LIC keeps on introducing new plans from time to time. There is one such scheme – LIC Dhan Rekha Policy. This policy was launched in December 2021.

Two types of premium payment option has been given in this policy. In this you can choose single and limited premium payment option. According to LIC, special premium rates have been kept for women in this policy. Apart from this, provision of third gender has also been made in it. Let us talk in detail about the information related to this policy.

Benefits of the policy

  • If the policy taker dies during the policy term, then financial assistance is provided to his family under the Dhan Rekha plan. There is also a provision to pay a fixed portion of the Sum Assured as ‘Survival’ benefit at regular intervals during the policy term. But the condition is that the policy should be in working condition.
  • Guaranteed lump sum payment is made to the policyholder on completion of the policy i.e. maturity, if he is alive. On maturity of the policy, the policyholder will be given the full Sum Assured without deducting the amount already received.
  • The death benefit can be availed either in lump sum or in installments for up to 5 years. These installments can be taken on monthly, quarterly, half yearly or yearly basis. The minimum installment is Rs 5000 on monthly basis, Rs 15000 on quarterly basis, Rs 25000 on half yearly basis and Rs 50000 on yearly basis.
  • Dhan Rekha policy is a money back plan. In this, apart from money back, you also get a guaranteed bonus at the end. The minimum sum assured under this plan is Rs 2,00,000. There is no maximum limit for this.
  • According to the rules, this plan can be taken in the name of the child from 90 days to the age of 8 years. Similarly, older people like 35 years to 55 years can also take advantage of this.