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LIC Jeevan Shanti Policy can get a lump sum investment of 2 lakh rupees every month

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LIC Jeevan Shanti Pension Plan: Many people are taking advantage of this through the pension policy of Life Insurance Corporation of India (LIC). LIC is considered one of the most trusted insurance companies in the country.




Life Insurance Corporation of India Jeevan Shanti Pension Policy: If you know how to save money, then it will give you financial strength in future in this era of inflation. It is often seen that people know to save, but they do not know where to invest to get better returns. If you too are counting yourself in this category, then insurance policy is considered one of the best options for getting better returns.




By saving a little bit, you can get big amount in future through this. On the other hand, if you already have a big amount, then by investing once you can get more benefits. Many people are taking advantage of this through the Life Insurance Corporation of India (LIC) pension policy. LIC is considered one of the most trusted insurance companies in the country.

You can get better returns by depositing lump sum in LIC’s ‘Jeevan Shanti’ pension policy. In this policy, you can get a pension of up to 2 lakh rupees every month. You can get a pension every month immediately after depositing a lump sum.



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Talk about the terms of this policy, if the minimum sum assured is Rs 1.5 lakh, then there is no limit to the maximum. The loan can be done 1 year after the commencement of pension and 3 months after the surrender, pension is started. Individuals up to minimum 30 years and maximum 85 years can invest.



While investing, customers have two options to choose the pension. The first one is the intermediate and the second is the deferred annuity. The intermediate means pension immediately after investment, while the deferred annuity means payment of pension after some time (5, 10, 15, 20 years). If you take a lump sum sum of Rs 4 crore in this policy and choose the intermediate option, then you will get a pension of Rs 202000 every month.

Age: 36
Sum Assured: 40000000
Lump Sum Premium: 40720000

Pension:
Annual: 2504000
Half Yearly: 1230000
Quarterly: 610500
Monthly: 202000



Suppose if a person of 36 years chooses option ‘A’ i.e. Immediate Annuity for life (pension per month). In addition, he opts for the sum assured option of Rs 40,000,000. So he will have to pay a lump sum premium of Rs 40720000. After this investment, he will get a pension of Rs 202000 per month. This pension will be received as long as the policyholder remains alive.

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