LIC Jeevan Arogya Policy: The country’s largest life insurance company, Life Insurance Corporation of India (LIC), offers plans for every section. Similarly, LIC has launched Jeevan Arogya Policy. In this, the expenses of the diseases of the entire family will be covered. Know how much premium will have to be paid
LIC Jeevan Arogya Policy: In today’s fast-paced life, no one can say when someone will fall prey to which disease. Anyway, a lot of money is spent on diseases. In such a situation, it is very important to have health insurance. For this, Life Insurance Corporation of India (LIC) can prove to be a better option. LIC offers many policies for its customers. It is considered to be the largest company in India, which provides insurance to people of every class. Jeevan Arogya Policy has been started by LIC. In this, the expenses of the diseases of the entire family will be covered.
LIC ‘s Jeevan Arogya Yojana is a non-linked health policy. This policy helps you in health related diseases and the expenses incurred on it. In this plan, you can cover not only yourself, wife, children, parents but also your in-laws. It helps your family in bad times. The special thing is that the money of this plan is available only when the patient is admitted to the hospital.
How much premium will have to be paid
At the time of buying the plan, you have to pay the annual premium according to your age. If your age at the time of buying the plan is 20 years, then the premium will be Rs 1922 annually, Rs 2242 at the age of 30 years, Rs 2799 at the age of 40 years and Rs 3768 at the age of 50 years.
How to get coverage
Coverage is available from small hospital expenses to major operations. 50% payment is made immediately on hospitalization. Payment is made on the photocopy of the hospital bill. In serious cases like accident, operation, payment is made immediately. Ambulance charge of Rs. 1000 is also provided.
Daily profit of Rs 400
Under this scheme, if you get admitted in the hospital, you get the option to choose from Rs 1000 to Rs 4000 per day. You can take payment of Rs 4000 per day for 720 days. If your coverage amount is higher, you can take Rs 8000 per day for 360 days. This facility is for ICU. Under this scheme, you can avail the facility 5 times a year. In case of an accident, the claim is settled within 0 days.