New Delhi : In today’s era, when young couples are planning to become parents, then it is important to start financial planning related to the child coming along with it. Talking about today, tomorrow. Child Saving Scheme is going to run, one of them is this scheme is going to start.
You can take advantage of this scheme after opening the account in the post office. Under this scheme, you start needing to deposit only Rs.67 per day, after which you can take advantage of it. And after 5 years your child is ready to become a millionaire. This scheme is also helping you in providing loan and prematurity facility. So that you do not have to face any kind of problem at the time of admission of the child.
Talking about small savings in India, the best option post office saving scheme is considered to be the most important. One of these schemes is that it has been ready to have an RD of 5 years. After you become a guardian, it is considered important to open your child’s account under this scheme.
After opening the account, it becomes very important for you to deposit a certain amount in it. On which it becomes necessary to start getting 5.8% interest based on the existing rules. This interest starts adding to your account every quarter.
It will start getting its benefits immediately
If you are starting to open your child’s account under this scheme, then it becomes important for you to deposit only 2 thousand rupees every month according to the daily 67 rupees. On which you will start getting interest at the rate of 5.8%. By the time your child turns 5 years old, a substantial amount is being considered in his account.
After running this scheme continuously for one year, you can also take advantage of this scheme after taking a loan. At the same time, after 3 years, you also start getting pre-maturity. In such a situation, you do not need to face any kind of problems at the time of admission of the child.
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