Invest in NPS, there will be no shortage of money after retirement


If you want to earn more money then you can earn better through NPS

National Pension Scheme (NPS): If you are looking for better earnings even after retirement, you want that even after the age of 60 years, your salary will be around Rs 50,000 and you get a big amount in cash, then all this possible. For this, you will have to turn to National Pension Scheme –NPS. You can also open this National Pension Scheme (NPS) account with your wife or in your name. In this scheme, after completion of 60 years of age, you are given cash and monthly pension. That is, after 60 years, you will not depend on anyone. You will have a means of earning.

Also Read:Preparing to impose fees for withdrawing more than 5,000 rupees from ATM, may change after eight years

How much to invest

In NPS, you can deposit money every month or annually at your convenience. In this, you can start investing from Rs 1,000. Which you can run till the age of 65 years. If you invest Rs 5,000 a month in your or your wife’s name, at this time the age is 30 years, then at the age of 60 years, with a return of 10%, your account will become Rs 1.12 crore. Out of which you will be given a lump cash of Rs 45 lakh. Apart from this, you will get a monthly pension of Rs 45,000 for a lifetime every month.

There is also a tax benefit in this scheme. Under Section 80C of the Income Tax Act, you can take a benefit tax of Rs 50,000 besides Rs 1.5 lakh.


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