HDFC Bank is going to implement its new rules from October 1. After these rules, the conditions to become an Imperia customer have become more stringent. Imperia is one of the major premium offerings of HDFC Bank.
If you are a customer of HDFC Bank, then there is big news for you. Let us tell you that the bank has announced new rules for its special Imperia program, which are coming into effect from October 1, 2025. After these rules, the conditions for becoming an Imperia customer have become more stringent.
The bank has clearly said that these new rules will be applicable to those customers who have become a part of the Imperia program on or before 30 June 2025 from October 1. Imperia is one of the major premium offerings of HDFC Bank.
How much balance is required to become Imperia?
HDFC Bank has set a new standard of Total Relationship Value (TRV) to join or remain in Imperia. Now to become an Imperia customer, you and your family’s accounts together must have a TRV of at least Rs 1 crore. If you have taken Imperia status after July 1, 2025 or your status has been upgraded or downgraded, then these new rules have already been applicable to you.
TRV means how strong the customer’s overall financial relationship is with the bank. It includes not only savings accounts but many other things.
What benefits do Imperia customers enjoy?
The bank provides many premium facilities to the customers enrolled in the Imperia program without any charge. Such as transferring money from any branch, giving instructions to stop a cheque, getting duplicate statement or old records, getting interest or balance certificate and facility of signature attestation and address confirmation etc.
Old rules still valid
Along with the TRV rules, HDFC Bank has also said that some of the conditions already in force will also remain valid for the customers. That is, if you do not fulfill the TRV condition, but you have an average quarterly balance of Rs 15 lakh in your current account or an average monthly balance of Rs 10 lakh in your savings account, then you can remain in Imperia.
Apart from this, you can remain Imperia even if you maintain an average monthly balance of Rs 30 lakhs including savings, current and fixed deposits or if you have an HDFC corporate salary account and receive a salary of Rs 3 lakhs or more every month.
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