If you have also opened an account under the Pradhan Mantri Jan Dhan Yojana, then you are getting a total benefit of Rs 1.30 lakh.
If you have also opened a Jan Dhan account in the bank taking advantage of the Pradhan Mantri Jan Dhan Yojana, then there is good news for you. Jan Dhan account holders will get a benefit of Rs 1.30 lakh from the central government.
If you also want to take advantage of this, then open Jan Dhan account immediately. This is a scheme under which the account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks.
Under the Pradhan Mantri Jan Dhan Yojana- (PMJDY), customers get many types of financial help. Let us tell you how you too can take advantage of Rs 1.30 lakh.
In this way, you will get a benefit of Rs 1.30 lakh
In the account opened under this scheme, a total benefit of Rs 1.30 lakh is given to the account holder. Accident insurance is also given in this. The account holder is given accident insurance of Rs 1,00,000 along with general insurance of Rs 30,000.
In such a situation, if something untoward happens to the account holder, then Rs 30,000 is given. If the account holder dies in an accident, then one lakh rupees are given, that is, a total benefit of Rs 1.30 lakh is available.
What is Jan Dhan Account?
If you want that you get the benefit of the ambitious scheme of the government, then you have to open an account in the bank under the Jan Dhan Yojana.
This account can be opened in any bank branch or Business Correspondent Bank Mitra.
This account is being opened with zero balance. Under this scheme, so far about 42.37 crore people have got their accounts opened in various government and private sector banks of the country.
How to open account?
Under this scheme, any eligible Indian citizen above the age of 10 years can open an account in any bank branch. Apart from this, you can also open this Jan Dhan account through Bank Mitra.
If you have any other savings account then you can also convert it to Jan Dhan account.
Documents that are needed
If you have Aadhar, PAN Card, Driving License, Voter ID Card, Passport, MNREGA Job Card, then you can easily open an account in your bank. Verification of documents is necessary under KYC to open Jan Dhan account.
Get these benefits
- If you have opened an account under this scheme, then you are not required to maintain minimum balance.
- You get interest on the amount deposited in the account.
- Mobile banking facility will also be free.
- Every user gets accident insurance cover up to Rs 2 lakh.
- Overdraft facility up to Rs 10,000 is available.
- RuPay card is available for cash withdrawal and shopping.
