The past few decades have witnessed an increase in animal husbandry or livestock businesses across the country. In addition, the 20th Livestock report of Animal Husbandry has revealed that the animal husbandry business in the country is increasing and growing rapidly. In view of these reports, the central and state governments are taking important steps to further increase the animal husbandry business across the country.
The government has recently introduced ‘Pashu Kisan Credit Card’ for animal farmers to increase the animal husbandry business across the country. Moreover, it has been decided by RBI to extend the KCC facility for a working capital requirement for activities related to Animal Husbandry and Fisheries.
Get Loan upto Rs. 60000 without Guarantee
Haryana State Government along with Animal Husbandry and Agriculture Department has started this scheme keeping in mind the interest of farmers. Through this scheme, there is a provision to provide loans to the farmers of the state for purchasing and rearing livestock. Through the scheme, the state government will provide a loan of Rs. 40783 for a cow and Rs.60249 for a buffalo.
Credit card facility will also be made available to farmers through this scheme. To promote animal husbandry and livestock in the state, this scheme has been started by the state government so that the farmers of the state can further their business in the field of animal husbandry and become self-sufficient.
Purpose of Pashu Kisan Credit Card
Through the Haryana Pashu Kisan Credit Card Yojana, the state government is making a provision to give loans to farmers for animal husbandry without any guarantee. Through the scheme, farmers of the state will be provided a loan of Rs 1 lakh 60 thousand for animal husbandry without any guarantee. Under this scheme, farmers have to be motivated to move forward in the field of livestock and animal husbandry.
Who will be Benefitted from Pashu Kisan Credit Card?
But the benefit of this scheme will be available only to those farmers who have never taken advantage of any scheme before. In this scheme, animals will also be insured so that if an animal dies, the farmer does not have to suffer financial loss.
Under the Haryana Pashu Kisan Credit Card Yojana, farmers will not have to keep any type of land papers or any paper on lease for taking loans. The government is providing a loan of 1 lakh 60 thousand rupees under this scheme to the farmers without any guarantee. To apply in this scheme, the eligible candidate has to go to the Deputy Director of Animal Husbandry and Dairy Department and give his / her verification letter. The most important thing is that under this scheme, no farmer will have to mortgage his land. In addition, if farmers want to take a cow loan, then they will be given a loan of ₹ 60249 for taking that 40783 buffalo.
How to Apply for Pashu Kisan Credit Card?
To get a Pashu Kisan credit card, you have to go to the bank, where you can apply for it. The application form of the animal credit card scheme will be found in the bank itself, along with which many documents will have to be installed in the KYC document, Aadhaar card, PAN card, Voter ID, etc. Other documents According to the demand of the bank, the benefit of animal credit will be given on the basis of the financial scale of the animal. Like for cows Rs. 40783 a year, buffalo Rs. 60249, sheep and goats Rs. 4063 and pigs Rs. 16337 a year.
Important Documents for Pashu Kisan Credit Card
Aadhaar card, PAN card, Voter ID, Bank Account