Employee Pension Scheme: Good news! If you are married then take advantage of EPF in this way, Know details below

EPFO Members: Good News! Update your EPF account and get the benefit of up to Rs 7 lakh, know what is the scheme
EPFO Members: Good News! Update your EPF account and get the benefit of up to Rs 7 lakh, know what is the scheme

Employee Pension Scheme If you are married then you can take many benefits of EPF. You must know that EPF not only takes care of you but also your family. If a person gets married then the rules of EPS also change.

Employee Pension Scheme Provident Fund money is not only useful in our time of need, but it is also a companion of our retirement. Not only this, the Provident Fund also takes care of the family of the member. In the event of the death of an EPFO ​​member, the family is also useful, but it is important to know that a small mistake of ours can trap the entire fund. Be aware that as soon as a person gets married, the rules of EPF and EPS change for him.

Cancellation of nomination

Actually, after the marriage of a person, his nomination in EPF and EPS can be canceled. This is mentioned in the Rules of the Employees’ Provident Fund Scheme 1952. According to the rules, whatever nominations a member makes for EPF and EPS before marriage, they become invalid after marriage. This means that after marriage, there is a need to do nomination again.

Experts say that nominations in EPF and EPS before marriage are automatically canceled after marriage. Who can be family members in the EPF Act, it has been clearly stated. Only these people are allowed to nominate in the Provident Fund account. Under the EPF Act, in the case of a male member, family means the wife, children, dependent parents, mother-in-law and the wife and children of the deceased son.

Know what will happen if there is no family member

According to the rules, if the EPF member is not a family member, then he can nominate any person, but after marriage, the nomination will become invalid.

What if the nomination was not done after marriage and died?

If no nomination has been made under the EPF scheme, then the entire amount deposited in the fund will be divided equally among the family members. If the person is not married, the amount will be given to the dependent parents.

Can a nun nominate a family member?

Only family members as specified under the rules should nominate in the EPF and EPS accounts. If our husband or father

For example, if we want to keep a family member out, then in the case of EPF, we have to give it in writing to the EPFO ​​commissioner. Similarly, if the husband and wife get divorced and they do not have children, then in case of death of either of them, the pension will be given to the dependent parents.


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