On registering on the e-SHRAM portal, free accidental insurance of 2 lakhs is available. The benefit of this insurance is available under the Pradhan Mantri Suraksha Bima Yojana. For this, the first year’s premium is deposited by the Labor Ministry.
Recently, the Modi government had started the e-SHRAM portal for the workers of the unorganized sector. Within just four weeks, more than 1 crore unorganized workers have registered on this portal. For your information, let us tell you that the one who registers on this portal gets the benefit of accidental insurance for free of 2 lakhs. The benefit of accidental insurance is available under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
On registering on the e-shram portal, the premium for accidental insurance for the first year is deposited by the labor ministry. Pradhan Mantri Suraksha Bima Yojana is a Government Accidental Policy (Personal Accident Insurance Scheme). This scheme covers accidental death i.e. accidental death and accidental disability for one year. This scheme is renewed every year. There are three types of benefits available in this scheme. The first benefit pertains to accidental death. If the insured person dies, the nominee will get Rs 2 lakh. If someone loses both his hands, feet or eyes in an accident, he will still get the benefit of 2 lakhs. If he loses sight of one eye or is disabled in one leg or hand, then he will get a benefit of 1 lakh.
12 rupees annual premium
The premium for this scheme is only Rs 12 per annum. This scheme is auto renewed every year or it has to be renewed. The minimum age limit for this scheme is 18 years and the maximum age limit is 70 years. If someone has multiple bank accounts, then he can take advantage of this scheme from one account of any one bank.
38 crore workers across the country
According to different government data, there are about 38 crore workers in the unorganized sector across the country. The aim of the government is to connect all the workers with this platform. The government wants to keep the correct database of these laborers with itself. Registration on this portal has been kept completely free. Its registration can be done at any common service center. Apart from this, registration can also be done in the regional office of the state government.
Anyone can register
Talking about registration on this portal, any worker in the unorganized sector can register. No criteria have been fixed on the basis of income. However, the registered worker should not be an income tax payer.
Register by visiting this website
If anyone wants to register on this portal then eshram.gov.in. Login to this website. Here all the information including bank account details are shared. The purpose of the government is that at the time of registration, the government can benefit the right people at the right time through Direct Benefit Transfer (DBT) at any time of need.