Central government giving loans up to 5 lakhs at 2% interest under the Mudra scheme? Know details

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To further the business, loan facility up to Rs 10 lakh is given under the Pradhan Mantri Mudra Yojana.

The Central Government has started the Pradhan Mantri Mudra Yojana to start small business. Under this, people are given a small amount of loan to start their business. For a few days now, a message is going viral on social media in which it is being claimed that the government is giving loans up to 5 lakhs with only 2% interest. Let’s know the truth of the message…


This is the truth of the viral message It is

being claimed in the viral message that the central government is giving loans at low interest rates under the Mudra scheme. A number has also been shared in this message on which to call for loan.

The government told the message that the fake

PIB Fact Check has told the truth of this news by tweeting. PIB has warned from its Twitter that the government is not running any such scheme and this message is completely fake.

Let’s know what is PM Mudra Yojana

Loans are available without guarantee under the Mudra scheme. Apart from this, no processing charge is also charged for the loan. The loan repayment period in Mudra Yojana can be extended up to 5 years. There are no fixed interest rates under the scheme. Different banks may charge different interest rates for Mudra loans. Generally the minimum interest rate is 12%.


There are 3 types of loans included in this scheme

1. Shishu Loan: Loans up to Rs 50,000 are given under Shishu Loan.
2. Kishor Loan: Loans ranging from Rs 50,000 to Rs 5 lakh are given under Kishore Loan.
3. Tarun Loan: Loans ranging from Rs 5 lakh to Rs 10 lakh are given under Tarun Loan.

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