PM Vishwakarma Yojana: For centuries, traditional artisans and craftspeople in India have been considered the backbone of our society and economy. Carpenters, goldsmiths, blacksmiths, potters, tailors, masons, cobblers, barbers, and other craftsmen have not only met everyday needs but also kept Indian culture and traditions alive.
However, in modern times, people in these professions often struggle with financial constraints, lack of resources, and a lack of recognition. Addressing these challenges, the Modi government launched the Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) on September 17, 2023.
5% interest rate loan up to Rs 3 lakh
Under this scheme, artisans receive unsecured loans (up to ₹3 lakh in two tranches) at an interest rate of only 5%. They also receive a modern toolkit worth ₹15,000, a stipend of ₹500 per day during training, and a PM Vishwakarma certificate and ID card for identification. The government’s aim is to provide these Vishwakarmas not only with employment but also with respect and recognition, ensuring their skills reach future generations and the dream of “local to global” can be realized.
Who can apply-
– The age of the applicant should be above 18 years.
– The applicant must be employed in any of the 18 traditional occupations.
– The applicant must be self-employed.
– Only one person from the family can avail the benefit.
– No member of the family should be in government job.
– Should not have availed the benefit of any such scheme in the last 5 years.
These necessary documents should be
– Aadhar card
Voter ID/Ration Card (for address proof)
Caste certificate (if applicable)
– Bank Passbook / Account Statement
– Mobile number linked to Aadhaar
– Recent passport size photograph
How to apply – know
1. Visit the official website- pmvishwakarma.gov.in
2. Click on Login and select the option ‘CSC View E-Shram Data’.
3. Login with your CSC ID and password.
4. Select a qualified artisan from the list.
5. Now select the option ‘csc register artisans’ and login again.
6. Fill the initial declaration (no government job in the family, not availed any such scheme in the last 5 years).
7. Enter Aadhaar number and Aadhaar linked mobile number → Verify with OTP and biometric.
8. After this the registration will be completed.
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