If you also have an account in a government bank, then you can take advantage of the full Rs 4 lakh. Just for that you have to deposit only 28 rupees every month.
New Delhi. If you also have an account in a government bank, then this news is useful for you. Actually, the bank is giving many benefits to its customers. There are many customers who would not be aware of them. Today we are telling you that you can take advantage of full Rs 4 lakh by depositing just Rs 28.5 every month. So let’s know everything about this scheme of the bank…
Banks give this facility of Rs 4 lakh.
To get the benefit of Rs 4 lakh, you have to invest in two schemes of the government. These schemes are Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). The investment amount in these schemes is very less. In these two schemes, only Rs 342 has to be deposited annually.
Jan Dhan account holders get the benefit of 2 lakhs for free,
let us tell you this facility is given by the bank to Jan Dhan customers. The bank is providing the facility of accidental insurance cover to the customers up to Rs 2 lakh.
PMJJBY benefit of 2 lakhs on annual installment of just Rs 330
The annual premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is Rs 330. Under this plan, the person gets life cover. If the insured person dies, his family gets Rs 2 lakh. This amount is taken from your bank account through ECS.
Prime Minister’s Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme provides life insurance at a very low premium. Let us tell you that PMSBY is such a scheme from the central government, under which the account holder gets an insurance cover of Rs 2 lakh for just Rs 12.
Atal Pension Yojana
The Central Government has started Atal Pension Yojana to guarantee pension on low investment. Under the Atal Pension Yojana, the government guarantees a pension of 1000 to 5000 rupees per month. In this scheme of the government, a person up to the age of 40 years can apply.