Bank FD Interest Rate: Big news! These three banks are giving up to 8.15% interest on FD, know details

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Bank FD Interest Rate: Big news! These three banks are giving up to 8.15% interest on FD, know details
Bank FD Interest Rate: Big news! These three banks are giving up to 8.15% interest on FD, know details

Bank FD: Interest rates of some small finance banks including Suryoday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank beat inflation rates.



New Delhi. In recent times, many banks have also increased the interest rates of fixed deposits i.e. FD. After this, fixed deposits have become a bit more attractive for investors. Though traditional banks offer interest rates on FDs in the 2-6 per cent bracket, which is not useful for investors who want to beat inflation on their deposits. However, the interest rates of some small finance banks including Suryoday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank beat inflation rates. These rates are applicable on deposits below Rs 2 crore.

FD rates of Suryoday Small Finance Bank-

  • 7 to 14 days – 3.25 percent, for senior citizens – 3.75 percent
  • 15 to 45 days – 3.25 percent, for senior citizens – 3.75 percent
  • 46 to 90 days – 4.25 percent, for senior citizens – 4.75 percent
  • 91 days to 6 months – 4.25 percent, for senior citizens – 5.25 percent
  • Above 6 months to 9 months – 5.25 percent, for senior citizens – 5.75 percent
  • More than 9 months but less than 1 year – 5.75 percent, for senior citizens – 6.25 percent
  • 1 year to 1 year year 6 months – 6.50 percent, for senior citizens – 7.00 percent
  • Above 2 years to 998 days – 7.00 per cent, for senior citizens – 7.50 per cent
  • 999 days – 7.49 per cent, for senior citizens – 7.99 per cent
  • 1000 days to 3 years – 7.00 percent, for senior citizens – 6.80 percent
  • Above 3 years but less than 5 years – 6.50 per cent, for senior citizens – 7.00 per cent
  • 5 years – 6.75 percent, for senior citizens – 7.25 percent
  • 5 years and above 10 years – 6.00 per cent, for senior citizens – 6.50 per cent

FD interest rates of Jana Small Finance Bank

  • 7 days to 14 days – 2.50 percent, for senior citizens – 3.30 percent
  • 15 days to 60 days – 3.00 percent, for senior citizens – 3.80 percent
  • 61 days to 90 days – 3.75 per cent, for senior citizens – 4.55 per cent
  • 91 days to 180 days – 4.50 per cent, for senior citizens – 5.30 per cent
  • 181 days to 364 days – 5.50 per cent, for senior citizens – 6.30 per cent
  • 1 year (365 days) – 6.50 percent, for senior citizens – 7.30 percent
  • 1 year and above 2 years – 7.00 per cent, for senior citizens – 7.80 per cent
  • 2 years and above to less than 3 years – 7.25 per cent, for senior citizens – 8.05 per cent
  • 3 years and above to less than 5 years – 7.25 per cent, for senior citizens – 8.05 per cent
  • 5 years (1825 days) – 7.35 per cent, for senior citizens – 8.15 per cent
  • 5 years and above 10 years – 6.00 per cent, for senior citizens – 6.80 per cent

Ujjivan Small Finance Bank FD Interest Rates

  • 7 days to 29 days – 2.90 percent, for senior citizens – 3.40 percent
  • 30 days to 89 days – 3.50 per cent, for senior citizens – 4.00 per cent
  • 90 days to 179 days – 4.25 per cent, for senior citizens – 4.75 per cent
  • 6 months – 5.00 per cent, for senior citizens – 5.50 per cent
  • 6 months and above to less than 9 months – 4.75 per cent, for senior citizens – 5.25 per cent
  • 9 months – 5.05 per cent, for senior citizens – 5.55 per cent
  • 9 months and above to less than 1 year – 6.50 per cent, for senior citizens – 7.30 per cent
  • 1 year – 6.70 percent, for senior citizens – 7.20 percent
  • 12 months and 1 day to 15 months – 6.00 per cent, for senior citizens – 6.50 per cent
  • 15 months and 1 day to 18 months – 7.00 per cent, for senior citizens – 7.50 per cent
  • 18 months and 1 day to less than 24 months – 6.60 per cent, for senior citizens – 7.10 per cent
  • 24 months – 7.10 percent, for senior citizens – 7.60 percent
  • 990 days – 6.50 percent, for senior citizens – 7.00 percent
  • 991 days to 36 months – 7.20 per cent, for senior citizens – 7.70 per cent
  • 18 months and 1 day to less than 24 months – 6.50 per cent, for senior citizens – 7.00 per cent
  • 36 months and 1 day to 42 months – 6.25 per cent, for senior citizens – 6.75 per cent
  • 42 months and 1 day to 60 months – 7.20 per cent, for senior citizens – 7.70 per cent
  • 60 months and 1 day to 120 months – 6.00 per cent, for senior citizens – 6.50 per cent