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ATM Unlimited Transaction: This Bank gives unlimited atm cash transaction here are the details

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Important for ATM customers, OTP will also be installed in ATM, new rule to withdraw more money than the limit, know

ATM Unlimited Transaction: If you are a customer of Ujjivan Small Finance Bank, then no limit for cash or non-cash transactions will be applicable for you from the same bank’s ATM.


ATM Unlimited Transaction: According to the rules of the Reserve Bank, any customer can withdraw free cash from an ATM only for a certain time, after which he has to pay a charge for it. Generally, most of the banks provide free transaction facility to their customers only up to 5 times in a month. These rules are for general cities, while in metro cities this limit is only up to 3 times.

ATM in Ujjivan Small Finance Bank

Ujjivan Small Finance Bank does not charge any charges from its customers for cash withdrawal from ATM. That is, the customer can withdraw cash from the ATM as many times in a month as he wants. Ujjivan Small Finance Bank gives this special facility to its customers. Under this, the customer can do unlimited free ATM transactions without any restriction from both the ATM and branch of the bank. For this, they do not have to pay any separate charge. Whether cash transaction or non-cash transaction from ATM, the bank does not charge any fee from its customers.

Let us tell you that from January 1, 2022, the Reserve Bank had allowed banks to take some money from customers in the form of customer charge. At present, customers are allowed 5 free transactions from their bank’s ATMs in a month, while in metro cities 3 transactions are free from other bank’s ATMs and in non-metro cities 5 transactions are free from other bank’s ATMs. This free transaction limit includes both financial and non-financial transactions. After this limit, if the customer does any transaction from ATM, then he will have to pay Rs 21 per transaction, which was Rs 20 till now. According to the circular issued by RBI, this fee will be applicable on the customers from January 1, 2022.

Permission to increase ATM interchange fee also

Apart from this, RBI has given permission to increase the interchange fee after about 9 years in view of the expenses on installation and maintenance of ATM. RBI has increased the interchange fee for any financial transaction from Rs 15 to Rs 17 per transaction, from Rs 5 to Rs 6 for non-financial transaction.

These new charges have come into effect from August 1, 2021.


If you are a customer of Ujjivan Small Finance Bank, then no limit for cash or non-cash transactions will be applicable for you from ATMs of the same bank. The bank has given the facility of unlimited transactions to its customers. That is, no matter how many times you withdraw cash or transfer amount or inquire, you will not be charged for this.

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